Personal Savings getting you down? There are always smart ways to increase your savings.
Latest News
U.S. bank Wells Fargo to cap use of subprime auto loans + MORE Mar 3rd
One of the U.S. biggest banks, Wells Fargo, has said it will cap the amount of money it lends as subprime auto loans, according to the New York Times..... More »
The best TFSAs in Canada for 2021 + MORE Jan 30th
A tax-free savings account, known better as a TFSA, is a savings vehicle available to Canadians aged 18 and up who have a valid social insurance number (SIN). It was launched by the federal government in 2009 as a way to encourage Canadians to save and invest.
As the name suggests, TFSAs offer a tax.... More »
CPP payment dates this year, and more to know about the Canada Pension Plan + MORE Aug 6th
In Canada, no retirement plan is complete without considering the CPP. Whether you’re approaching retirement or still several years away from it, the Canada Pension Plan will likely play a role in your retirement income. How big a role depends on several factors. You may have other questions, too..... More »
Get Ready for Springtime Spending + MORE Apr 27th
Winter has finally lessened its grip, and cold weather-weary Canadians have emerged to enjoy the sunnier days. But it’s not just spring flowers that are in for a growth spurt; warmer weather can have a taxing effect on the wallet as well.
Read on for this week’s top savings tips, from the best .... More »
LIBOR and CDOR Scandal: What Investors Should Know + MORE Mar 31st
About a year-and-a-half ago, LIBOR went from being an obscure acronym from the world of international finance, to the name associated with the latest in a series of global financial scandals. While regulators are still sorting out precisely what happened – and the full implications – there are.... More »
Home Trust Introduces New Savings and GIC Brand Oaken Financial
– ratesupermarket.ca
Security and trust – these are two important qualities sought by savers and investors, and the ideal invoked by new brand Oaken, a direct-to-consumer brand recently unveiled by Home Trust.
Like the stately oak tree, the independent trust company, which has provided savings options to Canadians for over 25 years, is now offering well-rooted and guaranteed options for savers and investors under the new Oaken Financial brand.
Savings and investments with Oaken are fully eligible for CDIC-coverage up to applicable limits and are guaranteed by Home Trust. The new brand was introduced on November 29 with the fitting tagline “Plant for your future”. In addition, the new Oaken Savings account was also launched with an interest rate of 1.65 per cent.
“The introduction of Oaken is part of Home Trust’s efforts to provide customers with a secure alternative to managing their savings independently,” said Martin Reid, President of Home Trust. “We want to offer our customers choice, respect and simplicity…
Sun, Surf And Savings!
– ratesupermarket.ca
The holidays are coming up quick – and if you’re looking to trade frigid temps for fun in the sun, you’re far from alone. But booking travel during the Great Canadian Winter can mean even frostier prices.
Take that well-deserved vacay, and save a bundle too, with our best discount travel booking tips.
All Inclusive Vacations Can Be More Expensive Than You Think
Ready to trade slush and snow for a margarita by the pool? Package deals offer great savings – but not all are created equal.
Sometimes, booking all-inclusive can be misleading. Here’s what you need to know to avoid disappointment on your vacation.
Read Allan’s Blog | All Inclusive Vacations Can Be More Expensive
4 Secrets For Super Cheap Last Minute Vacations
Time is of the essence when it comes to steep travel discounts – sometimes the sweetest deals can be had from packing a bag and heading to the airport for whatever’s up for grabs.
Here are our top last minute travel tips to help you save money – and still vacation safely…
9 Ways To Lower Your Winter Hydro Rates
– ratesupermarket.ca
Oh the weather outside is frightful and, well, hydro bills are far from delightful.
Especially when coupled with Ontario Hydro’s latest set of rate increases instituted in November, which promise to add about $4 to the average monthly hydro bill.
Sure, cutting back on your energy expenses can be as simple as flicking off the lights or snapping up a few energy efficient bulbs – but there’s more to it, if you want to see real savings.
Toon Dreessen of the Ontario Association of Architects offers up a few tips ranging from proactive to pragmatic to help keep the chill out, and your hydro bill down.
Search For Heat Holes
First order of business – find out where the heat is escaping. “Walk around with a smoke pencil or a candle, watch the flame and hold it near doors and windows to see if there is a draft by watching when the flame flickers,” suggests Dreessen.
Homeowners can also trouble shoot by checking and replacing their furnace filters, and replacing weather stripping – such measures may fix the issue…
