How to go about securing the best rate and plan for your credit card in Canada.
Latest News
April 25 Update: 12 new confirmed Amex Cobalt multiplier locations and a new Amex Offer for Mirvish Productions + MORE Apr 26th
Here's your Rewards Canada Daily update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Be sure to subscribe to the Rewards Canada News email newsletter so that you don't miss out on any loyalty program news and offers! You can subscribe to the ne.... More »
Small business guide: Get ready for holiday shopping season using credit cards + MORE Oct 3rd
If you have a small business, it's time to get ready for the holiday shopping season. Credit cards can save you money on expenses like advertising, shipping and even system upgrades to avoid fraud and chargebacks..... More »
Installment plan or credit card? Get the best of both for big-ticket purchases + MORE Sep 23rd
Before credit cards were widely accepted as a way to pay for things people couldn’t immediately afford, there was the installment plan. A what, you might ask? An installment plan is a form of credit where, rather than paying a lump sum, you commit to paying for the purchase in smaller amounts .... More »
CIBC Dividend® Visa Infinite* Card – 10% cash back up to $300 and a first year annual fee rebate + MORE Nov 28th
The CIBC Dividend® Visa Infinite* Card has a new boosted welcome bonus that provides up to $300 cash back. The bonus cash back rate of 10% is awarded on up to $3,000 in spending in the first four statement periods. Up until the beginning of November 2024 RWRDS Canada considered the CIBC Dividend V.... More »
Offer Extended: Earn up to 60,000 Bonus Avios with the RBC British Airways Visa Infinite Card + save 10% on all BA flights + MORE Mar 4th
RBC has let us know they have further extended the best ever welcome bonus on the RBC British Airways Visa Infinite Card. For quite sometime this card had an offer of up to 50,000 Avios however RBC bumped that up by 10,000 Avios last September. It was set to end on February 28 but now y.... More »
Mar 11 Update: Double iPrefer Points on PHG bookings made today & March 22, Amex U.S. to limit sign up bonuses?
– RewardsCanada.ca
Another slow day in the world that revolves around Rewards Canada News, Tips & Tricks According to this post on FlyerTalk, certain Emirates Saver Economy Class tickets will no longer be eligible for an upgrade using Skywards Miles. There is word floating around that American Express in the United States will only award a card sign up bonus once per lifetime for each particular card rather than being able to receive them numerous times (ie churning!). No word yet whether Amex Canada will follow suit but we will definitely be keeping our eye out on this development south of the border and keep you advised on what Amex Canada is planning. Bonus Offers American AAdvantage- 2,000 AAdvantage Miles for stays of 2 or more nights at participating Fiesta American Hotels in Mexico. More… Until Dec 31, 14La Quinta Returns- Earn up to Triple Returns Points for stays at participating La Quinta locations in the U.S. More… Until Apr 10, 14 Le Club accorhotels- Double Le Club Accorhotels Points for stays at participating ibis hotels in Italy…New: Save Big With Credit Card Rewards Calculators
– ratesupermarket.ca
I used to pay $1,194 more per year on my credit card. My biggest mistake – carrying a $6,000 balance on a credit card with an annual interest rate of 19.90 per cent. Not only was I shelling out almost 20 per cent in interest on a balance I’d been lugging around forever, but I wasn’t earning even a single point or mile for my trouble.
Realizing Your Options
Then I got wise to my mistakes – I realized I was paying more than I had to, and it was time to take action (you can read more about my credit repairing saga here). I focused instead on paying my debt down and now keep my credit pristine with a card that charges zero fees – and zero interest – and it was made possible by knowing my options.
3 Credit Card Questions To Ask
It’s a huge misconception that all credit cards are created equal. So many consumers (myself included!) are suckered into a signing up for a non-competitive, higher interest product due to convenience; banks will mail their pre-approved credit card offers right to your door…
