How to go about securing the best rate and plan for your credit card in Canada.
Latest News
New welcome offer of 100,000 PC Optimum points on PC Financial Credit Cards + MORE Dec 2nd
Another 100K credit card offer to let you know about and this one seems to be coming around every few weeks now but when it is around it is only live for a few days. That offer is the 100K bonus for getting a PC Financial Mastercard. This time the offer is valid for applications until December.... More »
Debt consolidators you can trust + MORE Nov 2nd
(ivanastar/Getty Images)
If you’re struggling with bill payments, don’t just go with the first debt consolidator you hear advertised on the radio. A better choice is to seek out the increasingly available services of a government-sponsored, not-for-profit agency—such as Alberta’s Money Mento.... More »
April 17 Update: Expiry and Inactivity Rules of Canadian Loyalty Programs updated, Aventura Visa's offering 20,000 points + first year free & more! + MORE Apr 17th
Great News! We have added the Capital One® Mastercard®, Exclusively for Costco Members to our Cash Back Credit Card comparison chart! Check it out here. Our feature article Expiry and Inactivity Rules of Canadian Loyalty Programs has been updated! See what all the details are now for most major Ca.... More »
This Week in RWRDS: August 2, 2024 – The Ultimate Cash Back Credit Card portfolio + MORE Aug 3rd
This week we look at the Ultimate Cash Back Credit Card portfolio, Neo Financial card changes, a great AIR MILES travel bonus and more in our weekly credit card and loyalty rewards newscast! Watch This Week in RWRDS here: Listen to This Week in RWRDS here: Topics of discussion: The Ultimate Cash B.... More »
We help families get five-figure refunds: Roseman + MORE Aug 16th
We helped a family recover a large credit card balance paid by a widow left without assets. We also got a $12,000 refund on a heating system..... More »
Mar 11 Update: Double iPrefer Points on PHG bookings made today & March 22, Amex U.S. to limit sign up bonuses?
– RewardsCanada.ca
Another slow day in the world that revolves around Rewards Canada News, Tips & Tricks According to this post on FlyerTalk, certain Emirates Saver Economy Class tickets will no longer be eligible for an upgrade using Skywards Miles. There is word floating around that American Express in the United States will only award a card sign up bonus once per lifetime for each particular card rather than being able to receive them numerous times (ie churning!). No word yet whether Amex Canada will follow suit but we will definitely be keeping our eye out on this development south of the border and keep you advised on what Amex Canada is planning. Bonus Offers American AAdvantage- 2,000 AAdvantage Miles for stays of 2 or more nights at participating Fiesta American Hotels in Mexico. More… Until Dec 31, 14La Quinta Returns- Earn up to Triple Returns Points for stays at participating La Quinta locations in the U.S. More… Until Apr 10, 14 Le Club accorhotels- Double Le Club Accorhotels Points for stays at participating ibis hotels in Italy…New: Save Big With Credit Card Rewards Calculators
– ratesupermarket.ca
I used to pay $1,194 more per year on my credit card. My biggest mistake – carrying a $6,000 balance on a credit card with an annual interest rate of 19.90 per cent. Not only was I shelling out almost 20 per cent in interest on a balance I’d been lugging around forever, but I wasn’t earning even a single point or mile for my trouble.
Realizing Your Options
Then I got wise to my mistakes – I realized I was paying more than I had to, and it was time to take action (you can read more about my credit repairing saga here). I focused instead on paying my debt down and now keep my credit pristine with a card that charges zero fees – and zero interest – and it was made possible by knowing my options.
3 Credit Card Questions To Ask
It’s a huge misconception that all credit cards are created equal. So many consumers (myself included!) are suckered into a signing up for a non-competitive, higher interest product due to convenience; banks will mail their pre-approved credit card offers right to your door…
