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Latest News
Average card APR climbs to record high of 16.96 percent + MORE Jul 18th
July 18, 2018: The average credit card interest rate settled at a record high Wednesday after another major issuer increased rates in response to the Federal Reserve’s June 2018 rate change.... More »
February 11 Update: New Amex Offers offer for Altitude Sports and Air Italy enters liquidation - Toronto flights will still operate for 2 weeks Feb 11th
Another new Amex Offers offer was released today. This time you can earn a statement credit of $20 for spending $100 or more online with Altitude Sports. I personally received this offer on The Platinum Card from American Express. You can find this offer and many more on our Guide to American Ex.... More »
Earn up to 40x AIR MILES when you purchase a MAX PASS May 14th
AIR MILES’ next set of MAX PASS Bonus offers that provide up to 40x miles are out now. Launched in September 2022 AIR MILES MAX PASS is pay for play option to earn extra bonus miles when shopping at select retailers. This is the fourth such set of offers and are available for purchase until [&.... More »
PC Optimum Points: How to maximize your rewards in 2023 Mar 14th
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PC Optimum Points: How to earn, redeem and maximize your rewards in 2023
If you frequently shop at Loblaw-affiliated stores, the right PC Financial Mastercard or a PC Money Account can help you earn serious PC Optimum points.
Compare options.... More »
Charged Up! podcast: How to invest in real estate + MORE Nov 22nd
One great reason to establish a stellar credit score is the opportunity to get into real estate investment. In this episode, we talk to real estate investor Deep Nasta.... More »
Why housing have-nots are cheering for a real-estate crash
– canadianbusiness.com
Alex Taylor and Rachel Tuttle outside their rental home in Port Moody, B.C. (Photograph by Christopher Morris)A year after getting married, Alex Taylor and Rachel Tuttle decided it was time to buy a home and start a family. The two Vancouver residents were in their late 30s, and each had stable, full-time jobs—Taylor served as an urban planner while Tuttle worked for a credit union. They were debt-free, and after years of hard work, frugal living, and the sale of a previous home Tuttle had owned in England, they had a down payment ready. The couple figured they could buy a fixer-upper in Vancouver’s historically low-income Downtown Eastside neighbourhood. But soon after starting the hunt in 2015, their hopes were dashed. Detached homes were averaging $1.2 million, and even though Taylor and Tuttle qualified for a mortgage, they would have faced steep monthly payments of $4,000. They adjusted their expectations and set their sights on a townhouse on the outskirts of the city. Still, the cost was too high…
Only Congress Can Undo Its Regulatory Mess
– online.wsj.com
Lawmakers seek credit for benefits while evading blame for burdens. Change will require them to act.The Best 0% Balance Transfer Credit Cards of 2017
– canadianfinanceblog.com
Best 0% Balance Transfer Credit Cards
MBNA Platinum Plus MasterCard Credit Card
Longest 0% interest rate
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On MBNA’s Secure Website
MBNA Best Western MasterCard
5% at Best Western properties
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On MBNA’s Secure Website
President’s Choice Financial MasterCard
20,000 PC points
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On RateHub’s Secure Website
One of the best weapons you have in your battle against debt is the 0% credit card balance transfer. With the right credit card, you can get a 0% rate for a few months…
