Banking in Canada can be a murky subject – one that we hope to shed some light on with a series of highly informational articles.
Latest News
Cautious optimism for federal plan to let rent count toward credit scores + MORE Apr 1st
The federal government’s commitment to have rent payments counted toward credit scores is being welcomed by companies that already offer the service, while renter advocates have raised concerns.
The plan to make the practice more widespread is encouraging, said Andrew Graham, chief executiv.... More »
Slow growth, rising expenses forcing banks into cost-cutting action + MORE Dec 5th
Financial stocks fall as CIBC, TD report expense growth that outpaces revenues; TD cites need to ‘increase efficiency’
.... More »
Greece takes reform proposals to negotiating table; gov’t suffered dissent in parliament vote Jul 11th
ATHENS, Greece – Greece’s negotiators head to Brussels on Saturday armed with their reform proposals and parliamentary backing to seek a third bailout, but with the shadow of severe dissent from governing lawmakers hanging over them.
Finance Minister Euclid Tsakalotos was to meet with hi.... More »
How Many Credit Cards Is Too Many? Aug 12th
The average Canadian has two credit cards. So, if you were to peek into your neighbour’s wallet, it’s likely you would find at least two—in some cases, even more. Consumers are told to build up a credit history through the responsible use of credit cards, but is there a point where you have t.... More »
The Best No-Fee Rewards Credit Cards For 2019 + MORE May 15th
Credit card rewards come in many forms. From points to statement credits to cold-hard cash, a good rewards card maximizes on your everyday purchases and ultimately helps you save.
Reward credit cards generally offer different amounts of rebates for particular spending categories (gas, grocery, phar.... More »
5 winter home sales tips
– moneysense.ca
(Getty Images/Ryan McVay)Selling your home in the winter is less than ideal. Historically, the winter months show the biggest month-to-month and year-over-year price drops. That’s because there are fewer buyers willing to brave the elements and it’s harder to showcase your home’s curb appeal. If you find yourself with a ‘For Sale’ sign on your lawn this winter take these simple steps to enhance the process for potential buyers and watch this translate into higher offers.
(Getty Images/Frank and Helena)
1) Shovel the snow (or deal with rain)
Sounds simple, doesn’t it? But hectic schedules coupled with less-than-ideal weather conditions, means that many home sellers forget the basics. When selling a home in winter clearing a path to the front door is not only critical (if people can’t get in they won’t go in!) but it’s also vital for the curb appeal of your home. That means you need to be consistently shovelling snow off your walkways, not just once a day. It also means sprinkling a layer of sand or salt on pathways (to prevent ice forming) and remembering to open up all the pathways to your home—such as a removing snow banks that block a potential buyers access to your path, or removing snow from patios or decks…
