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Pay for insurance annually Jan 6th
Almost everyone pays their insurance premiums monthly, but according to Chad Larmond of Larmond Risk Management Insurance, that’s not wise. “By paying annually, you will save 7% to 9%,” he says. There are three things working against you when you pay monthly. First, there is an administrative .... More »
Before You Sail Off: Independent vs Cruise Line Insurance for Protecting Your Trip Jun 20th
Booking a cruise comes with a few crucial decisions. How long you want to be at sea, which ports you’d like to visit, whether you’d like an adventure-filled experience or you simply want to relax in the sun; these are a few of the choices you’ll make as you design your trip.
While.... More »
Ontario Government Confirms OHIP Cuts for Travellers May 3rd
After a six-day consultation the Progressive Conservative-led Government in Ontario has confirmed it will cut the out-of-country coverage previously provided under the province’s health plan. The Ontario Health Insurance Plan currently provides up to $400 per day for out-of-country inpatient.... More »
What you need to know about third-party liability insurance in Canada Oct 10th
Third-party liability insurance is mandatory coverage for all drivers in Canada. It offers protection for drivers if they’re at fault in an accident and the other party is hurt or even killed. This is mandated at a provincial level, and all provinces require a minimum of $200,000 in third-party in.... More »
Can life insurance be used as a fixed income investment? Dec 21st
Q. I am 55 years old, recently finished a four-year battle with cancer, and will be retiring soon. I have a healthy portfolio, consisting of 60% in blue-chip stocks and 40% in fixed income, which will look after my husband’s and my financial needs in the future. I also hold a $2-million life ins.... More »
Roundup: Canadians respond to the new prostitution law
– macleans.ca
Jonathan Hayward/CPBella Clava has been a sex worker in Toronto on and off for many years. She prefers to use this pseudonym to protect her identity, as she’s also a social worker and mother of one young daughter. “A lot of people believe that sex work is inherently violent, but I don’t believe that,” she told me. “What makes it violent are the laws that force us into situations where we don’t have time to screen the people that we’re going to be doing business with.” Last year, she got sick and had to live off Employment Insurance, and decided to go back to sex work to make ends meet. “Without it, I don’t know how I would have made it. I was living off next to nothing and had to provide for my daughter. When I was too sick to work, sex work gave me an opportunity and it saved my life.”
Last Friday, Bill C-36, the new federal anti-prostitution legislation that criminalizes those who buy sex (known as “the perverts” to Justice Minister Peter Mackay) officially came into force…
We get TD to reverse insurance denial: Roseman
– thestar.com
Many people buy credit card insurance, hoping it will pay their bills if they’re unemployed. But that isn’t always the case.
