Average APR on new card offers holds steady at 14.9 percent + MORE Apr 2nd

There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
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June 27 Update: AIR MILES system outage on Canada Day and World of Hyatt adds Alila Hotels to its portfolio + MORE Jun 28th

AIR MILES will be performing some system upgrades on Canada Day which means their website, the app, airmilessshops.ca and AIR MILES cash redemptions will be unavailable. The planned downtime is from 11pm ET on June 30 to 11pm ET on July 1. During this time you will still be able to earn miles wi.... More »

Podcast Episode 119: Canada’s Best Cash Back Rewards Credit Cards for 2025 + MORE Jan 30th

In this episode we look at all the best cash back rewards credit cards in Canada for 2025. These are RWRDS Canada’s 9th annual Top Cash Back Credit Card rankings! Listen to the podcast here: Watch the podcast here: Links to the topics of discussion: Canada’s Top Cash Back Credit Cards 20.... More »
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Last few days to get the first year free & 3,500 points with the Signature RBC Rewards Visa + MORE Oct 29th

 RBC's entry level rewards card, the Signature RBC Rewards Visa currently offers a first year annual fee waiver as part of its welcome bonus. That will change as of November 2nd as the bank will start charging the $39 annual fee in the first year on new applications. CORRECTION: The 3,500 welco.... More »
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Air Canada Aeroplan adds Virgin Australia as their newest airline partner + MORE Jan 7th

 Air Canada's Aeroplan keeps on adding more travel partners to program - namely airlines which shows they are hyper focused on the program being a true frequent flyer program rather than the coalition program they had been known as for the better part of almost two decades. In 2020 alone the pr.... More »
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New sign up offer for the BMO No Fee AIR MILES MasterCard - Double Miles on all purchases May 2nd

Yesterday the 800 mile sign up bonus for the no fee BMO AIR MILES MasterCard came to end. It has been replaced with this new offer that sees no bonus miles for getting the card but will rather award you double miles on all purchases for the first 6 months you have the card. This means the card will .... More »
Redemption Stories: The Good, The Bad & The Ugly. Call for stories on AeroplanIn light of today’s piece on CBC with Canadian’s frustrations with the Aeroplan program we figured what better time to run the Aeroplan Redemption Stories again! Our first Aeroplan Redemption stories summary ran in March of 2012 and can be read in full here.So here we go:Rewards Canada’s Redemption Stories: The Good, The Bad & The Ugly is where we reach out to our subscriber and viewer base to tell us their stories of reward program redemption. We want to hear good stories, bad stories and of course plain old ugly ones! We will compile the stories together and post them right here on our blog as a summary in the near future. For our latest edition of this feature we are once again asking for stories about AeroplanIf you want to share your Aeroplan Redemption story or lack of being able to redeem story with the rest of Canada whether it is good, bad or ugly,  leave a comment below or email us at info@rewardscanada.ca. You can send us a couple of sentences, a whole story or feel free to submit a video! Then watch for our summary edition of Redemption Stories to be posted within the next few weeks…

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More with the Family Tax Cut

– moneysense.ca

More with the Family Tax CutGetting more out of the Family Tax Credit can help families this tax season. (JGI/Jamie Grill/Getty Images)
If you have kids, you’re in for a nice surprise this tax season. Not only could the new Family Tax Cut put some extra cash in your pocket, it’s just one part of a larger family tax reform, and some great opportunities arise when they’re considered together. The enhanced Universal Child Care Benefit, for example, will pay a lump sum in July to all families with children under 18. A refundable Fitness Credit will become available for the 2015 tax year, as will an increase to child-care expense deductions. Put them together and young families are finally starting to get the tax breaks they desperately need. How much will you get? Read on to find out.
What is the Family Tax Cut? At its core, this tax break aims to slash the taxes paid by couples with children. If you don’t have children, or you’re a single parent, there’s no break for you, I’m afraid. But as long as you’re a couple, one or both of you earn a taxable income, you’re in different tax brackets, and you have a child under the age of 18 living at home, you’ll likely pay less tax…

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Credit Card Tap Payments: What You Need to Know
For 50 years, Canadians have been popping into their local Tim Hortons for a double-double, and maybe a sour cream glazed donut on the side. But in October 2013, the iconic brand leapt into the future by becoming one of the first retailers in the country to offer customers contactless payment terminals at their cash registers. While it first rolled out with debit cards, the technology is now available to purchase everything from groceries to booze on credit cards and even smartphones – and is available from a wide variety of retailers.
Let’s take a look at where tap technology is currently available – and whether your current card is already outfitted.
Tap Tech and Your Credit Card
Currently, there are three different systems in Canada that allow you to pay with a tap of your card: Visa payWave, MasterCard PayPass, and Interac Flash. (American Express has its own system, called ExpressPay, which is available in Canada on select cards, depending on the issuing lender.)
Each of these systems uses cards with an embedded antenna and microchip that communicate wirelessly with a card reader to make the transaction…

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Being added as an authorized user to an account with almost perfect credit will help boost your credit score and history. But is it as easy as it sounds?

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April 1, 2015: The national average APR on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report.

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