How to go about securing the best rate and plan for your credit card in Canada.
Latest News
New Amex Offers for Kinka Izakaya & Kinton Ramen Jan 16th
A couple of new Amex Offers were released on Friday and these are the return of statement credits for purchases as Kinka Izakaya and Kinton Ramen. Both offers are valid until April 15, 2022. Seeing that these are dining establishments you'll want to use your American Express Cobalt Card to ear.... More »
5 reasons why you can’t seem to climb out of debt + MORE Aug 2nd
Running up credit cards may provide an emotional payoff for some.... More »
Earn up to 200,000 welcome bonus points on the American Express Gold and Platinum consumer & business cards! The best offers of the year! + MORE Jul 16th
A friendly reminder of the summer of big bonuses from American Express who have their best offers this year on their Gold and Platinum consumer and business cards! Continuing on through to August 18, 2025 there are elevated welcome bonus offers on the American Express Gold Rewards Card, American E.... More »
Paymi Review - Get cash back for shopping at retailers with any of your regular credit cards + MORE Jan 15th
Paymi is a new-style rewards program similar in vain to Drop Rewards and Ampli that “focuses on putting cash back into consumers’ pockets”. When members make purchases with Paymi partners—whether in-store or online—they are automatically credited with cash back for their purchases. It giv.... More »
3 ways many rewards cards give you hotel status Feb 24th
There are three ways rewards credit cards can help you earn hotel status -- by giving you a boost toward status, granting you status with your card or moving you up in the elite ranks when you hit a spending milestone..... More »
Credit report errors continue to cost Canadians
– moneysense.ca
(Blend Images – Peter Dressel/Getty Images)In a U.S. legal settlement reached earlier this year, the credit bureaus Equifax and TransUnion agreed to streamline their credit report errors process, making it the responsibility of these bureaus to investigate and correct errors on consumers’ credit reports. Just don’t expect the Canadian arms of these two agencies to extend that courtesy here. When MoneySense reached out to them, both firms indicated similar changes won’t occur in Canada anytime soon—meaning, under our archaic consumer protection laws, you can expect it to continue to take six months to a year for credit disputes to be resolved. According to Public Interest Advocacy Centre survey data, 20% of Canadians’s credit reports contain errors or inaccurate information.
.cb-in-article-promo-slot {font-family:Arial,Helvetica,sans-serif;padding:1em;background:#eee;margin:1.8em 0;} a .cb-in-article-promo-slot {color:#444;}
Download NextIssue today to get MoneySense on your tablet—along with Bloomberg, Fast Company, Maclean’s and 100+ more of the world’s best magazines—all for one low price! Start your 30-day free trial right now!
The post Credit report errors continue to cost Canadians appeared first on MoneySense.
Your May Money Update
– ratesupermarket.ca
Feel like you have less cash this month? You’re not alone – spending tends to heat up during the warm weather days – Canadians are out of hibernation and we’re ready to shop. Between hitting retailers, the open road and the open houses, it can be easy to go over budget as temperatures rise.
Whether you’re a mortgage shopper, or on the hunt for a new credit card, we have several ways you can save this month. Read on for more details.
More Mortgage Rules to Come This Summer
Sorry, homeowner hopefuls – there are a number of restrictions set to hit the mortgage market this June. OSFI, the entity that regulates mortgage lenders and insurers, has introduced new qualification requirements, and has done away with cash back mortgage products for some borrower groups. Will you be affected? Read on to find out.
Read Rubina’s Blog | More Mortgage Rule to Come This Summer
Automatic GIC Renewals: What You Need to Know
Guaranteed Investment Certificates are a great beginner investment: they’re low risk, need little strategy and you’ll always get your principal amount back, with interest on top…
