All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
Will credit card debt affect my mortgage application? + MORE Mar 25th
If you’re shopping around for a mortgage, you probably already know that lenders ask for a ton of financial information before determining how much you can borrow. That list includes your household income and how much you owe—including credit card debt, car payments and unsecured personal loans..... More »
The HSBC World Elite Mastercard will undergo some changes in February + MORE Nov 1st
The best travel rewards Mastercard in Canada will be undergoing some changes in February. The no foreign transaction fee HSBC World Elite® Mastercard® has been making inroads in our market since its launch in 2017 and will now see its first major revamp. The news is both good and not so good ̵.... More »
Here are the latest RBC Offers including a Mastermind Toys $5 statement credit, bonus Petro-Points and more + MORE Nov 4th
The RBC Offers program has added and extended quite a few promotions this month to bring the complete list to 27 offers. Be sure to login to your RBC account right away to load these offers (if required) or get the promo codes if required. Personally I received these offers on the WestJet RB.... More »
5 Everyday Finance Questions We Ask Ourselves but Never Know the Answer To + MORE Feb 7th
Talking about money can be awkward and uncomfortable. And, comparing yourself to your sister, brother, friends, neighbours, and coworkers certainly doesn’t help. The state of your finances does not determine what kind of person you are, and the topic is no longer taboo. So, why aren’t we talkin.... More »
RWRDS Daily Update May 5: The Moxy Montreal Downtown is now open + MORE May 6th
The Moxy Montreal Downtown is now open, Turns out the CIBC Adapta Mastercard is not the first automatically adaptive rewards card in Canada and Catch up on This Week in RWRDS. Check out today's points & miles updates here:
The post RWRDS Daily Update May 5: The Moxy Montreal Downtown is now ope.... More »
Holiday Spending out of Control? Manage It Well for a Healthy Financial New Year
– ratesupermarket.ca
The holidays were glorious and brilliant, but the new year is here and so are the bills. You’re not alone if your credit card balances soared and bills are piling up. We’ve put together some tips to help you recover smoothly and avoid another spending hangover in the new year.
Give Your Credit Cards a Holiday
Your credit cards probably worked overtime over the holiday season, so now is the time to give them a rest. Put them away physically and turn off credit payment apps on your phone. Use a debit card or cash to pay for essentials and pay bills directly from your bank account. This way, you’ll get an accurate picture of your basic needs and expenditures.
If you’ve found yourself in a debt hole, the first step is to reduce the amount of interest you’re paying. Low balance transfer credit cards allow you to move the existing balance of one credit card to another. While your debt still exists, you are paying it off with another card with a lower interest rate.
Some balance transfer cards can have interest rates as low as 0%, for example, the MBNA True Line® Mastercard®…
January 20 Update: Guide to American Express Canada ‘Amex Offers’, new WestJet Calgary-Charlottetown route, Air Canada sun destination one day sale
– RewardsCanada.ca
Another week another guide on Rewards Canada! Today we released our Guide to American Express Canada ‘Amex Offers’ which as you guessed it details everything you need to know about the recently enhanced and expanded Amex Offers program! The guide has a summary of all the current Amex Offers as well as a ‘how to’ section with details on how to register for offers, see offers you’ve registered for and so on. It also has some tips and tricks to make the most of these offers. Check out the guide here!Image courtesy of WestJetWestJet has announced new summer seasonal service between Calgary and Charlottetown. The flights will operate 4x weekly from June 25 to September 7. (Source WestJet)Speaking of WestJet route news – the new Halifax-Manchester route we let you know about last week is now open for reservations.The Calgary Airport Authority shared some photos with us from last Thursday’s celebrations for the inaugural Air Canada Airbus A220 flight:Pictured above are Air Canada crew and customer services representatives joined by Chris Miles, Vice President Operations (third from left), Captain Patrick Tompkins, Chief A220 pilot, Air Canada (centre), and Robert Trudeau, Senior Director, Corporate and Business Development Sales, Air Canada (third from right)…
