The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Former WestJet employee charged with fraud, theft in $250,000 travel credit scam + MORE Apr 23rd
A WestJet spokesperson said no customers suffered financial loss as a result of the scheme
.... More »
Can your card company impose a new annual fee on you? + MORE Mar 8th
Card issuers can make changes to their products, such as start charging fees on otherwise no-fee cards. These are your options when hit with a new fee on your credit card..... More »
How to restore credit after maxing out cards Dec 2nd
Reaching a 100 percent utilization due to maxed-out cards can hurt your credit score. To give it a boost, pay off balances and rein in spending..... More »
Shopping with Knix? Stack the new Amex Offer with the Avion Select offer to earn more cash back + MORE Feb 22nd
This week saw the return of Knix to the Amex Offers program with a new statement credit offer for American Express cardmembers as well as Scotiabank American Express cardholders. On top of this, RBC’s Avion Select program (the portion of Avion Rewards that is open to all Canadians) also has Kn.... More »
Marriott's largest Cyber Sale ever - Save up to 25% at over 5,000 hotels in the Americas (233 in Canada) + MORE Nov 25th
Marriott is offering its largest Cyber sale ever which begins today Tuesday, November 24. Marriott Bonvoy™ Escapes seven-day sale is being offered for the first time at more than 5,000 hotels throughout the US, Canada, the Caribbean and Latin America. Marriott Bonvoy members will save 25% an.... More »
Finally got a zero balance? Good! Now change credit strategy
– creditcards.com
After paying off retail cards and shedding all debt, don’t slam the door on credit. Keep accounts open and maybe use one occasionally to keep your score up
SURREY, B.C. — The man who has pleaded guilty to a lesser charge of manslaughter in the death of hockey mom Julie Paskall hit her with a rock but didn’t intend to kill her, a Crown lawyer says.
Yosef Gopaul was charged with second-degree murder in the death of the woman who’d gone to a Surrey, B.C., arena to pick up her 16-year-old son after he’d refereed a minor hockey game.
Paskall died in hospital two days later, on Dec. 31, 2013.
When asked how hard he threw the rock he answered, ‘Hard enough to knock her out,’ which is all he wanted to do,”’ said Crown lawyer Wendy Stephen, reading from a statement of facts.
“He did not intend to kill her, he only wanted to steal her purse.”
Gopaul, 28, also pleaded guilty on Friday to a robbery at a bus stop two weeks before attacking Paskall.
Stephen presented a joint submission by the Crown and defence for a 12-year sentence for the two crimes, minus credit for pre-trial custody of 18 months…
Royal Bank backs off on fee change for payments
– moneysense.ca
(Roberto Machado Noa/Getty Images)TORONTO – The Royal Bank is backing off on its plan to charge customers a fee to make credit card, loan and mortgage payments under certain circumstances.
The big bank (TSX:RY) says it has listened to client feedback and reversed its original decision to include those transactions in a customer’s monthly limit of free debit transactions.
The change means mortgage and loan payments, investment contributions and credit card payments will not count towards a customer’s monthly limit.
Customers who have accounts with unlimited debit transactions would not have been affected.
Royal Bank was widely criticized for the new charge that was part of a broader change to the fees it charges customers.
The NDP has called on Ottawa to ban so-called “pay-to-pay” fees by Canada’s big banks.
The post Royal Bank backs off on fee change for payments appeared first on MoneySense.
Travel deals for all seasons
– moneysense.ca
(Jeremy Rice/Corbis)Fancy half-price hotels and attractions far from the maddening crowd? Savvy vacationers save a packet by taking advantage of shoulder season travel—that wee sweet spot between top-price high season and bone-chilling low season. But playing the shoulder game means finding destinations that combine lower airfares and accommodations plus pleasant weather and things to do. Choose wisely and you’ll wonder why it took so long to discover the easiest route to discount travel. Here’s our guide to the world’s greatest shoulder destinations.
Fall
Europe’s summer is a sweltering mess of jam-packed cities where air-con is a foreign concept. But golden days from late-September through October can be a breath of fresh air. Enjoy the balmy coastlines of Italy, Greece or Spain, or explore some capitals before the autumnal dark days arrive. Europe-bound flights drop to half their summer peak, and if you like driving tours in France or beyond, you’ll find the roads far less thronged…
SURREY, B.C. — The man who has pleaded guilty to a lesser charge of manslaughter in the death of hockey mom Julie Paskall hit her with a rock but didn’t intend to kill her, a Crown lawyer says.
Yosef Gopaul was charged with second-degree murder in the death of the woman who’d gone to a Surrey, B.C., arena to pick up her 16-year-old son after he’d refereed a minor hockey game.
Paskall died in hospital two days later, on Dec. 31, 2013.
When asked how hard he threw the rock he answered, ‘Hard enough to knock her out,’ which is all he wanted to do,”’ said Crown lawyer Wendy Stephen, reading from a statement of facts.
“He did not intend to kill her, he only wanted to steal her purse.”
Gopaul, 28, also pleaded guilty on Friday to a robbery at a bus stop two weeks before attacking Paskall.
Stephen presented a joint submission by the Crown and defence for a 12-year sentence for the two crimes, minus credit for pre-trial custody of 18 months…
