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The best GIC rates in Canada for 2025 + MORE Jun 30th
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
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MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
Converting mutual funds: The benefits, the risks and the costs Jan 25th
My wife and I have been educating ourselves on the merits of ETF vs traditional mutual funds after deciding to make a switch from our personal financial advisor. We were late starters in saving and we have another 15- to 20-year investment horizon ahead of us before retirement stares at us.
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A ‘simple but not easy’ strategy to improve portfolio performance, the bitcoin 'death cross', and a hot forestry stock + MORE Mar 20th
A roundup of investment ideas for active investors
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Erin Bury on quitting a stable job for a risky paycheque, investing in her 20s and more May 12th
Value and planning ahead are important for Erin Bury—as you will read in the interview below. It is what drives her as an entrepreneur (a former PR pro, she is the co-founder and chief executive officer of Willful, an online will platform making estate planning accessible to Canadians). Read on to.... More »
Toronto Real Estate Board must lift restrictions on sales data: tribunal Jun 5th
TORONTO – Canada’s largest real estate board must give its realtor members access to more home sales data, which they could share with the public online, the Competition Tribunal said Friday.
The tribunal said the Toronto Real Estate Board must include in its home sales data feed informa.... More »
This is shaping up to be a deeply unpleasant autumn for junior energy companies and the banks that lent them hundreds of millions of dollars. Banks and other lenders are about to start re-evaluating their energy loans. A Bay Street investment bank says there could be blood.
China continued South China Sea reclamation despite halt claim: expert – Reuters Canada
– news.google.ca
Reuters CanadaChina continued South China Sea reclamation despite halt claim: expertReuters CanadaWASHINGTON (Reuters) – China was carrying out land reclamation in contested waters of the South China Sea this month, more than four weeks after saying it had stopped such activity, a U.S. expert said on Tuesday, citing recent satellite images.SOUTH CHINA SEA WATCH: China Seen Building 3rd AirstripNew York TimesBeijing warns Australia over disputed South China Sea islandsThe Australian Financial Reviewall 255 news articles »
The things wealthy people do better than me
– myownadvisor.ca
Learn, save, invest and prosper by subscribing to My Own Advisor.
We’re not wealthy but I’d say we’re getting more comfortable, financially. Comfortable is far from early retirement though, a goal we are striving for. I know a few folks who have achieved early retirement and financial freedom. I’ve noticed a few things over the years from these individuals when it comes to their financial habits. They certainly aren’t flashy with their money – at least those people I know. They have goals for sure. They are forward-thinking, about everything. Over the years I’ve watched, observed and learned from other people who are financially free. Here are some things they seem to do much better than me.
1. They manage debt effectively
Wealthy people either seem to leverage debt as a tool or simply avoid servicing debt altogether. By leveraging debt as a tool, they seem to fully understand their risks as they incur debt to build assets or generate cash flow from their investments…
We’re not wealthy but I’d say we’re getting more comfortable, financially. Comfortable is far from early retirement though, a goal we are striving for. I know a few folks who have achieved early retirement and financial freedom. I’ve noticed a few things over the years from these individuals when it comes to their financial habits. They certainly aren’t flashy with their money – at least those people I know. They have goals for sure. They are forward-thinking, about everything. Over the years I’ve watched, observed and learned from other people who are financially free. Here are some things they seem to do much better than me.
1. They manage debt effectively
Wealthy people either seem to leverage debt as a tool or simply avoid servicing debt altogether. By leveraging debt as a tool, they seem to fully understand their risks as they incur debt to build assets or generate cash flow from their investments…
Online brokerage RedPin sticks it to traditional real estate
– theglobeandmail.com/globe-investor/personal-finance/rob-carrick/
Top-shelf customer service – and cash rebates for home buyers – are the linchpins of this paradigm-shattering business. But real-estate law makes providing incentives for employees and clients difficult
Continue Reading On theglobeandmail.com/globe-investor/personal-finance/rob-carrick/ »
Realtor predicts rise in luxury home sales in Toronto and Vancouver this fall
– canadianbusiness.com
TORONTO – Sotheby’s International Realty Canada says turbulence on the Chinese stock market could send buyers from mainland China flocking to Canadian luxury real estate this fall.
The realtor predicts that sales of homes worth over $1 million will rise in Toronto and Vancouver, while Montreal’s luxury market should be balanced and Calgary’s will slow due to the effects of declining crude prices.
Sotheby’s says sales gains are expected to be highest in the over $4 million category in the Toronto and Vancouver areas this fall, although higher sales volumes are expected in the $1-million to $4-million range, as well.
The realtor lists increased demand from international investors alongside limited inventory, historically low interest rates and heightened consumer confidence as the factors expected to fuel sales growth in Canada’s two hottest real estate markets.
In Calgary — where the luxury real estate market turned down in the first half of the year due to lower oil prices and a dip in consumer confidence — sales likely will continue to decline…
The realtor predicts that sales of homes worth over $1 million will rise in Toronto and Vancouver, while Montreal’s luxury market should be balanced and Calgary’s will slow due to the effects of declining crude prices.
Sotheby’s says sales gains are expected to be highest in the over $4 million category in the Toronto and Vancouver areas this fall, although higher sales volumes are expected in the $1-million to $4-million range, as well.
The realtor lists increased demand from international investors alongside limited inventory, historically low interest rates and heightened consumer confidence as the factors expected to fuel sales growth in Canada’s two hottest real estate markets.
In Calgary — where the luxury real estate market turned down in the first half of the year due to lower oil prices and a dip in consumer confidence — sales likely will continue to decline…
