Canadians invest conservatively Sep 24th

Retirement planning getting you down? There are always smart ways to plan the financial aspects of your retirement.
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Canadians are playing it safe when it comes to investing.
Sun Life Global Investments’ Investor Sentiment Report finds investors are holding an average 25% of their portfolio—including both personal savings and employer-sponsored retirement plans—in cash.
The rest breaks down as follows:
Canadian stocks and stock mutual funds (34%);
Canadian bonds and bond mutual funds (13%);
foreign stocks, bonds and mutual funds (12%);
ETFs (5%); and
other (11%).
“To the extent that foreign exposure is indicative of an investor’s risk appetite (and often his or her understanding of the importance of diversification), the 12% average holdings of foreign stocks, bonds and mutual funds is noteworthy,” the survey states.
Getting the money out of your mattress »
Just 16% of investors plans to invest more in foreign assets over the next year. More than half (57%) say no and 26% either don’t know or aren’t sure…

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