How to go about securing the best rate and plan for your credit card in Canada.
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Black Friday Offer: 20x AIR MILES Reward Miles for shopping via AIR MILES Shops + MORE Nov 29th
As noted on our Black Friday Cyber Monday deals page, the AIR MILES Black Friday offer is now here for any online shopping you do. When you access online retailers via airmilessshops.ca you will earn 20x the AIR MILES on all qualifying purchases until December 1. There will be a separate offer that .... More »
Earn up to 45,000 Scene+ points with the Scotiabank Gold American Express Card + MORE Jun 22nd
The very popular Scotia Gold American Express Card is currently offering 45,000 points which are worth $450 towards any travel that you book via any method and charge to the card. The bonus is broken up into two separate requirements. the first 25,000 points are awarded when you spend at least $1.... More »
Asked to Co-Sign? What To Know Before Co-Signing a Mortgage or Loan Mar 29th
Have you ever been asked to co-sign for a loan or mortgage for a close friend or family member? If so, did you agree to sign the dotted line? There are many situations in which co-signing may be an option. It could be for a young person without any credit history or someone more experienced with lou.... More »
Your complete guide to TD credit card accelerator offers + MORE Jun 18th
If you are a TD credit card holder, chances are you saw an email come through in May letting you know that your card will receive a boost in earning in response to the current situation.We had learned sometime ago about this offer being available on the TD Aeroplan cards thanks to one of our r.... More »
Earn up to 2x Aeroplan points on Air Canada flights to sun destinations + MORE Jan 25th
Air Canada has launched a new flight bonus to reward Canadians looking to escape our winter! Aeroplan members who register and book flights during this promotion will earn up to 2x points for travel sun destinations in the U.S., Caribbean and Mexico. As with all Aeroplan flight bonuses this offer is.... More »
A Recession Reversal
– ratesupermarket.ca
Is Canada’s recession already history? The latest data from Stats Can shows a small – but steady – turnaround in our economy’s driving forces. We’ve summed up what that means – from your wallet to your mortgage rate.
Speaking of mortgages, our latest expert panel has spoken on this month’s rate trends. Read on for the full story.
Should You Accept That Pre-Approved Credit Limit Increase?
Is it ever a good idea to accept a pre-approved credit limit increase? Turns out, upping your limit can be good for your credit score – but it does come with additional debt pitfalls. Here’s what you need to know about increasing your credit limit – and whether you should turn it down.
Read Amanda’s Blog |Should You Accept That Pre-Approved Credit Limit Increase?
Is The Recession Behind Us?
Is Canada back on track for improvement? The latest data from Statistics Canada show the economy enjoyed some growth during the third quarter, reversing the doom and gloom trend reported previously this year…
How late payments get reported to credit bureaus
– creditcards.com
First comes the late fee; if you still don’t pay your score takes a hit
Air Miles, Aeroplan points, low-interest, no-fee — the options available on credit cards are dizzying for consumers looking to compare their options when shopping around.
October 8 Update: Capital One® Aspire Travel™ World Elite MasterCard® to have a 40,000 Mile sign up bonus and 8 new airline/hotel bonuses
– RewardsCanada.ca
More great credit card news for you today! News, Tips & TricksIn addition to the new redemption for the Capital One® Aspire Travel™ World Elite MasterCard® we told you about yesterday we can also let you know that the card will soon offer a 40,000 bonus reward miles sign up bonus when you spend $1,000 on net purchases in the first 3 months after account opening – a value of $400 in travel. Also the annual fee will rise to $150 and the annual interest rate is now 19.8%. Watch for these changes to come later this month! All we can say is welcome back to the top!Remember to enter our $100 Gas Card giveaway! See more in this post.Have you voted yet for your favourite travel rewards credit card? If you haven’t voted yet be sure you make your voice heard! Vote here! Posts since our last update: N/A Bonus Offers airBaltic PINS (on FrequentFlyerBonuses.com only) – Double PINS when you fly airBaltic between Riga and Berlin, Munich, Hamburg, Frankfurt or between from Vilnius or Tallinn and Berlin…
Know which perks you’ll use before picking a credit card
– moneysense.ca
OTTAWA – Air Miles, Aeroplan points, low-interest, no-fee — the options available on credit cards are dizzying for consumers looking to compare their options when shopping around.
When looking for a credit card, experts say consumers should start with an honest assessment what they need and what they will use.
Those who think they might routinely carry a balance may want to focus on low-interest-rate cards rather than those that offer rewards, because interest charges can quickly outweigh any benefits a rewards card might bring, especially if you only pay the minimum required.
But for those who pay off their balances every month, the choices are abundant.
Check out Canada’s Best Credit Cards of 2015 »
Sean Gibson, a branch manager at the Royal Bank in Ottawa, says how you plan to use your credit card will drive your choice.
“If you’re paying a monthly fee on a card, you better get the value out of it,” he says.
If you don’t travel much, then travel rewards might not be much use to you, while cash back or points redeemable for groceries could very well be…
When looking for a credit card, experts say consumers should start with an honest assessment what they need and what they will use.
Those who think they might routinely carry a balance may want to focus on low-interest-rate cards rather than those that offer rewards, because interest charges can quickly outweigh any benefits a rewards card might bring, especially if you only pay the minimum required.
But for those who pay off their balances every month, the choices are abundant.
Check out Canada’s Best Credit Cards of 2015 »
Sean Gibson, a branch manager at the Royal Bank in Ottawa, says how you plan to use your credit card will drive your choice.
“If you’re paying a monthly fee on a card, you better get the value out of it,” he says.
If you don’t travel much, then travel rewards might not be much use to you, while cash back or points redeemable for groceries could very well be…
