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Latest News
Aeroplan improves conversion rates to Starbucks but it’s no match for the coffee chain’s recent devaluation + MORE Feb 19th
Air Canada Aeroplan has adjusted the redemption rates and options for converting Aeroplan points to Starbucks Stars. This takes a little bit of heat off the recent devaluation in the Starbucks Rewards program but in the end it still represents an overall lower value for your Aeroplan Points when con.... More »
Earn 85,000 points with The American Express® Aeroplan®* Business Reserve Card + MORE Oct 25th
If you are in the market for a small business card packed with strong points earning and benefits galore the card to check out is American Express® Aeroplan®* Business Reserve Card. In the first year with this card you can earn up 85,000 Aeroplan Points with this card. The points are themselves ar.... More »
AIR MILES Flash Offer: Earn 200 bonus miles by earning 1 mile each at Shell and Metro + MORE Sep 10th
AIR MILES is once again running a Flash Bonus Miles offer for the weekend. This one is applicable for those members who are in Ontario as it requires shopping at Metro in addition to Shell. Earn 1 mile each at Metro & Shell to earn 200 bonus miles The flash bonus miles offers provided 200 [R.... More »
August 11 Update: Scotia introduces flexible payment plans for their Visa cards, Air Canada adding Vancouver-Orange County flights & your weekly drug store bonuses + MORE Aug 12th
Here's your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. Scotiabank has followed in the footsteps of other card issuers in Canada like American Express and CIBC by now offering an optional flex.... More »
WestJet RBC Mastercard changes – further clarifications on voucher and checked bag benefit changes + MORE Sep 19th
It’s been over a week now since changes were announced to both the WestJet RBC World Elite Mastercard and WestJet RBC Mastercard. We covered all the changes in our article Big changes coming to the WestJet RBC World Elite Mastercard and WestJet RBC Mastercard and won’t cover them here. H.... More »
The crunch years: Where the money goes
– moneysense.ca
Where does the money go? It’s a question MoneySense hears from readers in all walks and stages of life. Even relatively high income earners are often puzzled to discover there’s little or nothing left over for savings once they’re finished paying the mortgage and utility bills and enjoying an occasional evening at a nice restaurant. The question is particularly pressing for couples in their 30s or 40s with children, who routinely find themselves in a mid-life financial crunch. And while it’s fundamentally important, it’s deceptively difficult to answer.I would know. That’s because I have an unusual habit: I’ve tracked virtually every cent I’ve earned and spent over the last dozen years. I’m not kidding. I’ve diligently recorded every cup of coffee, every subway token, every library fine. I’ve tracked every stinking mortgage and auto loan payment, broken down into principal and interest. I’ve even logged every transaction between my children and the tooth fairy. I’ve done this using personal accounting software that displays my financial life as a series of line charts and bar graphs…
