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How far can I go over my credit limit before my card gets declined? Apr 9th
There's no magic formula to guess when a transaction on a maxed-out card will go through, but if it does, it may impact credit limit, monthly minimum payments and/or even credit score.... More »
RWRDS Daily Update – June 12, 2024: Save up to 40% when you buy WestJet dollars & the partnership between Marriott and Korean Air is ending + MORE Jun 12th
Save up to 40% when you buy WestJet dollars, Marriott Bonvoy Korean Air partnership is being discontinued and Amex Offers statement credit for Circle K My Carwash App. Check out today's points & miles updates here:
The post RWRDS Daily Update – June 12, 2024: Save up to 40% when you buy WestJ.... More »
November 4 Update: You can earn other card linked rewards with AIR MILES card linked offers, big update to Cobalt Multipliers & Crypto. com cards added + MORE Nov 5th
Here's your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 100,000 bonus points.... More »
Your August points & miles agenda - these offers are all slated to end this month Aug 2nd
Here is a new monthly feature we'll have on the Rewards Canada blog and that is a list of promotions, offers and more that are slated to end during the month. Whether its stay bonuses, registering for offers or signing up for a limited time credit card offer we'll have it here if it expires in.... More »
Marriott Bonvoy™ American Express® Card Review Mar 20th
The best hotel credit card in Canada is the Marriott Bonvoy™ American Express® Card and in fact is one of the best overall travel rewards credit cards! It consistently ranks in the Top 5 Cards in Canada in our annual rankings thanks to its ability to provide huge outsized value and by pro.... More »
Small space holiday decorating tips that are light on the wallet
– moneysense.ca
Want to keep this holiday season merry? Consider sticking to your budget.
But that doesn’t mean you need to be miserly and skip the holiday decorations. Instead, consider some small space holiday decorating tips that are light on the wallet, and make a plan for Christmas shopping.
Seneca College professor and certified financial planner Sam Albanese suggests keeping a list and checking it way more than twice when it comes to holiday purchases. One good way to avoid overspending is to avoid spontaneous purchases and consider keeping a separate “holiday” bank account, which gets depleted with each bill and purchase.
This doesn’t mean you can’t use a credit card, just make sure you have the money to pay it off—immediately. Albanese explains that a credit card debt of $2,000, with an interest rate of 19.9%, could easily take more than 20 years to fully repay if only the minimum payment is made each month.
For those celebrating in tiny spaces, here’s a few tips for small-space decorations (that are also light on the wallet):
But that doesn’t mean you need to be miserly and skip the holiday decorations. Instead, consider some small space holiday decorating tips that are light on the wallet, and make a plan for Christmas shopping.
Seneca College professor and certified financial planner Sam Albanese suggests keeping a list and checking it way more than twice when it comes to holiday purchases. One good way to avoid overspending is to avoid spontaneous purchases and consider keeping a separate “holiday” bank account, which gets depleted with each bill and purchase.
This doesn’t mean you can’t use a credit card, just make sure you have the money to pay it off—immediately. Albanese explains that a credit card debt of $2,000, with an interest rate of 19.9%, could easily take more than 20 years to fully repay if only the minimum payment is made each month.
For those celebrating in tiny spaces, here’s a few tips for small-space decorations (that are also light on the wallet):
brightcove…
‘Tis the season: Indebted Canadians pull out the plastic
– macleans.ca
THE CANADIAN PRESS/Ryan RemiorzAs the holiday shopping season ticks down to its final minutes, many Canadians will make a flurry of last-minute pre-Christmas purchases before launching themselves into Boxing Day’s maw. And odds are, nearly all of those transactions will rung be up on credit cards.
The country’s love affair with borrowing—households in Canada owed a record $1.64 for every dollar of disposable income they earned in the third quarter, according to Statistics Canada data released this month—is matched only by our fondness for paying with plastic, despite interest rates on carried balances as high as 25 per cent.
One Bank of Canada study last year found Canadians are among the world’s biggest users of credit cards, which account for more than 40 per cent of the value of their purchases. That’s even higher than in the United States, where President George W. Bush once famously urged Americans to demonstrate their resolve after the Sept…
Ottawa posts $941-million deficit for October
– macleans.ca
OTTAWA – The Canadian government ran a $941-million deficit for October compared with a $3.21-billion deficit in the same month last year.
Ottawa’s fiscal monitor says the improvement came as revenue increased 11.1 per cent, boosted by higher personal income tax and Goods and Services Tax revenues.
The results of a year ago included a one-time adjustment downward due to the introduction of the Conservative government’s income-splitting plan for families and a doubling of the children’s fitness tax credit.
The newly elected Liberal government is planning to discontinue income splitting.
Program spending for October 2015 increased by 0.4 per cent, while public debt charges fell 6.4 per cent.
For the April to October period, the government posted a surplus of $634 million compared with a deficit of $3.95 billion in the same period a year earlier.
Revenue for the first seven months of the fiscal year was up 8.7 per cent, while program spending was up 6.6 per cent. Public debt charges fell 3…
Ottawa’s fiscal monitor says the improvement came as revenue increased 11.1 per cent, boosted by higher personal income tax and Goods and Services Tax revenues.
The results of a year ago included a one-time adjustment downward due to the introduction of the Conservative government’s income-splitting plan for families and a doubling of the children’s fitness tax credit.
The newly elected Liberal government is planning to discontinue income splitting.
Program spending for October 2015 increased by 0.4 per cent, while public debt charges fell 6.4 per cent.
For the April to October period, the government posted a surplus of $634 million compared with a deficit of $3.95 billion in the same period a year earlier.
Revenue for the first seven months of the fiscal year was up 8.7 per cent, while program spending was up 6.6 per cent. Public debt charges fell 3…
Ottawa posts $941-million deficit for October
– macleans.ca
OTTAWA – The Canadian government ran a $941-million deficit for October compared with a $3.21-billion deficit in the same month last year.
Ottawa’s fiscal monitor says the improvement came as revenue increased 11.1 per cent, boosted by higher personal income tax and Goods and Services Tax revenues.
The results of a year ago included a one-time adjustment downward due to the introduction of the Conservative government’s income-splitting plan for families and a doubling of the children’s fitness tax credit.
The newly elected Liberal government is planning to discontinue income splitting.
Program spending for October 2015 increased by 0.4 per cent, while public debt charges fell 6.4 per cent.
For the April to October period, the government posted a surplus of $634 million compared with a deficit of $3.95 billion in the same period a year earlier.
Revenue for the first seven months of the fiscal year was up 8.7 per cent, while program spending was up 6.6 per cent. Public debt charges fell 3…
Ottawa’s fiscal monitor says the improvement came as revenue increased 11.1 per cent, boosted by higher personal income tax and Goods and Services Tax revenues.
The results of a year ago included a one-time adjustment downward due to the introduction of the Conservative government’s income-splitting plan for families and a doubling of the children’s fitness tax credit.
The newly elected Liberal government is planning to discontinue income splitting.
Program spending for October 2015 increased by 0.4 per cent, while public debt charges fell 6.4 per cent.
For the April to October period, the government posted a surplus of $634 million compared with a deficit of $3.95 billion in the same period a year earlier.
Revenue for the first seven months of the fiscal year was up 8.7 per cent, while program spending was up 6.6 per cent. Public debt charges fell 3…
Hello Kitty owner Sanrio says fan website security leak fixed; 3.3M users potentially affected
– canadianbusiness.com
HONG KONG – The Japanese company that owns the Hello Kitty brand says it has fixed a security leak in an online fan site for the famous character that compromised the personal information of 3.3 million users.
Sanrio’s digital arm said Tuesday that it has “corrected” a security vulnerability on the SanrioTown.com website and is carrying out an investigation.
The leak was revealed by a security researcher on Dec. 19.
Sanrio Digital said the leak gave access to personal information such as names and birthdates but not credit card or other payment details. It added that no information was stolen.
Earlier this month kids’ technology maker VTech reported a data breach that exposed the personal information of more than 6 million children around the world.
The post Hello Kitty owner Sanrio says fan website security leak fixed; 3.3M users potentially affected appeared first on Canadian Business – Your Source For Business News.
Sanrio’s digital arm said Tuesday that it has “corrected” a security vulnerability on the SanrioTown.com website and is carrying out an investigation.
The leak was revealed by a security researcher on Dec. 19.
Sanrio Digital said the leak gave access to personal information such as names and birthdates but not credit card or other payment details. It added that no information was stolen.
Earlier this month kids’ technology maker VTech reported a data breach that exposed the personal information of more than 6 million children around the world.
The post Hello Kitty owner Sanrio says fan website security leak fixed; 3.3M users potentially affected appeared first on Canadian Business – Your Source For Business News.
