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Latest News
Here are the latest RBC Offers including a Mastermind Toys $5 statement credit, bonus Petro-Points and more + MORE Nov 4th
The RBC Offers program has added and extended quite a few promotions this month to bring the complete list to 27 offers. Be sure to login to your RBC account right away to load these offers (if required) or get the promo codes if required. Personally I received these offers on the WestJet RB.... More »
Goodbye, Canada: A guide to departure tax, withholding tax for non-residents + MORE Jun 18th
Canada taxes its residents on their worldwide income. This means that someone who lives in Canada must report income earned in Canada, as well as income earned in other countries, on their Canadian tax return.
Tax withheld or payable in a foreign country is generally eligible to be claimed as a f.... More »
47 Ways You Can Make Extra Money in Your Spare Time May 28th
Learning how to make money outside of a traditional job is great as there is literally no limit as to how much you can earn. Seriously, building a side hustle has been such a lifesaver for me. It’s what helped me build my emergency fund and eventually helping me taking the leap into entrepreneursh.... More »
The best Mastercard credit cards for 2023 + MORE Sep 20th
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The best Mastercard credit cards in Canada for 2023
Searching for the perfect credit card? In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.
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Rewards Canada's Top 10 Most Popular Posts for 2021 + MORE Dec 31st
This year on the Rewards Canada blog we managed to publish over 800 posts - a new record since launching this part of the site in 2009. A lot of those posts were very popular with our readers as they saw a lot of traffic but out of all them which 10 came out on top? Read on to find out!Here ar.... More »
Tips on Returning Gifts After Christmas
– canadianfinanceblog.com
Now that Christmas has come and gone and we’re into the week long Boxing Day sales, you may have some items you received that you need to return.We all have those gifts that just aren’t working out. It may not fit, or you already own one, or maybe you just will never use it. And, of course, there are those gifts that you show enthusiasm for to spare feelings, but that you just can’t wait to be rid of.
There’s no sense in keeping unwanted gifts around, cluttering up the house. Instead, you can bring them back for cash or exchange them for things that you will actually use. As you get ready to return some of your holiday gifts, here’s what you need to keep in mind:
What to Expect from Return Policies
It’s important to understand return policies, since not all store policies are the same. Knowing what to expect can make the return go smoothly, so check into the store’s policy before you move forward. Lines for returns are long during the week or two following Christmas, and you don’t want to spend 45 minutes in the return line only to discover that the item is ineligible…
How Big Data Will Impact Your Credit
– ratesupermarket.ca
Did you know that some companies are currently considering using data such as who you’re friends with on Facebook to decide whether you’re a good credit risk? With the rise of the financial technology sector, savvy companies are gathering information about borrowers and they’re able to analyze these large amounts of data using algorithms which can determine which unconventional factors might make you a good credit risk.
It’s all part of the trend across all industries towards using big quantities of data to help inform and improve how businesses work. Scientists, for example are using big data to help better understand and predict things like the weather, and baseball franchises use big data to determine which players might be undervalued – as seen in the film Moneyball.
This article will look at the impact that big data could have on the financial industry and particularly on your credit score. To help paint a picture of that data driven future, I interviewed Kevin Sandhu, the CEO of an online lending and financial technology company, Grow (formerly Grouplend)…
