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Latest News
A review of The Platinum Card from American Express, new Amex Offer for Mr. Lube & you can convert JAL Miles to Accor Points now + MORE Jun 29th
Here's your Rewards Canada Daily update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Today's update is brought to you by the Scotiabank Gold American Express Card which you can earn up to 45,000 bonus Scene+ Rewards points in your first year wi.... More »
April 7 Update: New Amex Offer for Direct Energy, Visa & Mastercard raise tap limits to $250 and Royal Air Maroc officially joins oneworld + MORE Apr 8th
Another new offer is out with Amex offers. The latest is spend at least $100 in qualifying electricity and natural gas purchases with Direct Energy and earn a $25 statement credit. Limit of 6 credits. Simply register for the offer via the Amex App or your American Express account online. Persona.... More »
A closer look at the new American Express Business Edge™ Card + MORE Dec 23rd
This post was sponsored by Amex Bank of Canada. The views and opinions expressed in this blog, however, are purely my own.Back on October 16 American Express shook up the small business credit card market with the launch of their new American Express Business Edge Card. This small business card inte.... More »
Before you borrow: Navigating back-to-school financial aid in Canada Jun 26th
Each year, more than half a million Canadians take out student loans to cover tuition, books, and living costs. But according to some recent research, including a study from Royal Bank of Canada (RBC), many students are unprepared for how these loans work and how to manage repayment.
Understandin.... More »
RWRDS Daily Update Dec 4: The Ultimate “I have no idea what travel rewards I want” Credit Card portfolio! + MORE Dec 4th
The Ultimate "I have no idea what travel rewards I want" Credit Card portfolio! and receive a 15% discount on reward nights at the Holiday Inn Express Hamilton - Upper James. Check out today's points & miles updates here:
The post RWRDS Daily Update Dec 4: The Ultimate “I have no idea wha.... More »
Tips on Returning Gifts After Christmas
– canadianfinanceblog.com
Now that Christmas has come and gone and we’re into the week long Boxing Day sales, you may have some items you received that you need to return.We all have those gifts that just aren’t working out. It may not fit, or you already own one, or maybe you just will never use it. And, of course, there are those gifts that you show enthusiasm for to spare feelings, but that you just can’t wait to be rid of.
There’s no sense in keeping unwanted gifts around, cluttering up the house. Instead, you can bring them back for cash or exchange them for things that you will actually use. As you get ready to return some of your holiday gifts, here’s what you need to keep in mind:
What to Expect from Return Policies
It’s important to understand return policies, since not all store policies are the same. Knowing what to expect can make the return go smoothly, so check into the store’s policy before you move forward. Lines for returns are long during the week or two following Christmas, and you don’t want to spend 45 minutes in the return line only to discover that the item is ineligible…
How Big Data Will Impact Your Credit
– ratesupermarket.ca
Did you know that some companies are currently considering using data such as who you’re friends with on Facebook to decide whether you’re a good credit risk? With the rise of the financial technology sector, savvy companies are gathering information about borrowers and they’re able to analyze these large amounts of data using algorithms which can determine which unconventional factors might make you a good credit risk.
It’s all part of the trend across all industries towards using big quantities of data to help inform and improve how businesses work. Scientists, for example are using big data to help better understand and predict things like the weather, and baseball franchises use big data to determine which players might be undervalued – as seen in the film Moneyball.
This article will look at the impact that big data could have on the financial industry and particularly on your credit score. To help paint a picture of that data driven future, I interviewed Kevin Sandhu, the CEO of an online lending and financial technology company, Grow (formerly Grouplend)…
