Can You Afford to be a Single-Income Family? + MORE Jan 27th

There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
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Why utilities charge convenience fees to pay by credit card + MORE Oct 2nd

As credit and debit use increase and payments by check dwindle, utility convenience fees remain.... More »

RWRDS Daily Update – March 7 + MORE Mar 7th

We review the American Express Aeroplan Card; 2,000 Free Points for joining ITA Airways Volare and The British Airways Economist offer will end March 31. Check out today's miles and points updates here: The post RWRDS Daily Update – March 7 appeared first on Rewards Canada..... More »
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Earn 1,000 Bonus Points per night at the Delta Hotels Vancouver Downtown Suites + MORE Aug 29th

 Offer details: 1,000 Bonus Bonvoy Points PER NIGHT for stays at the Delta Hotels Vancouver Downtown Suites. Valid for stays until Oct 13, 22 Click here to learn more and to book this offer.Make sure you pay for your stay with the Marriott Bonvoy™ American Express®* Card or the Marriott Bon.... More »
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What is the Difference Between Personal Loans and Payday Loans? + MORE Jan 31st

While they may seem like a quick and easy way to access cash, payday loans (or cash advance loans) are high-risk products that have the potential to lead borrowers into a never-ending spiral of debt and interest payments. A payday loan may be the quick fix that provides instant cash with minimal qu.... More »
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Now live: Aeroplan partnership with Parkland Fuels JOURNIE Rewards + MORE Nov 15th

The long awaited partnership between Air Canada’s Aeroplan and Parkland Fuel’s JOURNIE Rewards is here! As of today, Aeroplan members can earn and redeem points at over 1,100 Ultramar, Chevron, Pioneer, Fas Gas, ON the RUN and Marché Express locations Canada-wide. Earning and redeeming .... More »
January 27 Update: Hainan Airlines confirms Calgary-Beijing service, Triple Avios for Accor stays, China Airlines Vancouver bonus! News, Tips & Tricks As we mentioned well before Christmas, there were rumours of Hainan Airlines launching new service between Calgary and Beijing. Looks like that rumour has come true as Airlineroute.net has found that Hainan has loaded the flights into their system. The service will commence on June 30 and will operate 3x per week. We already cover Hainan and their Fortune Wings program here on Rewards Canada as the airline does serve Toronto. It is currently running a promotion for the entire year for flights between North America and China of up to 20,000 bonus Fortune Wings miles so the new Calgary flight should automatically be included. One should also note that Hainan Airlines is an Alaska Airlines Mileage Plan partner so you don’t have to credit miles to Fortune Wings if you do take this flight. At the time of writing this the two airlines had not launched redemption options although that should be coming soon. Posts since our last update: N/A Bonus Offers British Airways Executive Club- Triple Avios for stays at over 2,800 Accor Hotels Worldwide…

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Can You Afford to be a Single-Income Family?
According to recent RateSupermarket research, roughly half of Canadians admit to changing their minds about their desired family size due to the associated costs.
They may be on to something. As authors Elizabeth Warren and Amelia Tyagi note in their book, The Two-Income Trap: Why Middle-Class Mothers & Fathers Are Going Broke, the single best predictor of future financial troubles is having a child.
While two-income families make more money today than a one-income family did a generation ago, the basics – housing, groceries, taxes, entertainment, and transportation – leave more and more families with less money at the end of the month, they maintain. What’s more, with both parents in the workforce, the chances of someone getting laid off or getting too sick to work also doubles.
Having Kids Is Very Expensive
From their point of view, the families in the worst financial trouble aren’t the usual suspects. They’re not the very young, tempted by the freedom of their first credit cards…

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Jan. 27, 2016: Average rates on new card offers inched higher this week, according to the CreditCards.com Weekly Credit Card Rate Report

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