How to go about securing the best rate and plan for your credit card in Canada.
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Receive a $75 Visa gift card, save some $$ and still earn points plus elite credit for stays at two Marriott Hotels in Victoria Aug 23rd
Here we have one addition to the post we had late in July that showed some of these regional tourism board offers we have writing about are better than just getting a gift card. In that previous post we showed that they offers actually price better than the best available rates at select hotels and .... More »
Beware change fees with award tickets + MORE Apr 26th
If you are planning to book airline tickets with your credit card points, know what kind of fees the airline will impose if you later have to change or cancel the ticket.... More »
Weekly rate report: Average card APR remains at record high of 17.07 percent for second week + MORE Oct 18th
October 17, 2018: The average credit card interest rate held steady at a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report..... More »
Credit card limit decreased? Why it happens, and what to do about it + MORE Aug 28th
A credit limit decrease can happen because your spending habits changed, or if your good credit is mixed up with someone else's bad credit.... More »
Q&A: What to know, what to do about Equifax data breach + MORE Sep 9th
The data taken from credit bureau Equifax handed powerful tools for identity thieves, experts say. Here are steps to monitor your accounts and protect your identity from being hijacked..... More »
Tax credit changes: Your views – BBC News
– news.google.ca
BBC NewsTax credit changes: Your viewsBBC NewsChancellor George Osborne will "lessen" the impact of tax credit cuts on families after the House of Lords voted against the government's plans. But the Treasury says the changes will save over £4bn a year from 2016 and claims most working families …Stealth would have spared George Osborne a bruising Lords defeatFinancial TimesOsborne's tax credit revenge: Ministers refuse to rule out flooding the Lords …Daily MailGeorge Osborne says he will 'lessen the impact' of tax credit cutsThe GuardianTelegraph.co.uk -Bloomberg -The Independentall 1,084 news articles »
Government heads for second House of Lords defeat after tax credits – live – Telegraph.co.uk
– news.google.ca
Telegraph.co.ukGovernment heads for second House of Lords defeat after tax credits – liveTelegraph.co.uk… • House of Lords set to defeat Government on electoral changes • It would be second defeat in two days after tax credit reforms delayed • George Osborne 'determined' to push for tax credit cuts • Tax credits defeat: what the Government will do nextTax credit changes: Your viewsBBC NewsStealth would have spared George Osborne a bruising Lords defeatFinancial TimesGeorge Osborne says he will 'lessen the impact' of tax credit cutsThe GuardianBloomberg -The Independent -The Guardianall 1,085 news articles »
9 steps to your estate plan
– moneysense.ca
Estate planning doesn’t have to be done all at once. We break it down into steps.
Estate planning: A guide to protecting your legacy »
Step 1: Asset List
Go through your home (inside and out) and make a list of all items worth $100 or more. Then add the non-physical assets you own, such as bank accounts, investment accounts and insurance policies. This is your asset list.
Step 2: Debt List
Next, list all your outstanding debts, such as mortgages or auto loans, as well as all active credit cards or lines of credit without balances.
Step 3: Membership List
The next list is for all the organizations you are a member of: the CAA auto club, Costco, your health club and your college alumni association. Lawyers will charge $150 or more to notify each association or organization of your death: provide a list, however, and your family can do it for nothing. Moreover, some associations offer life insurance benefits to their members.
Step 4: Name Charities
List the specific charities close to your heart if you want donations made…
Estate planning: A guide to protecting your legacy »
Step 1: Asset List
Go through your home (inside and out) and make a list of all items worth $100 or more. Then add the non-physical assets you own, such as bank accounts, investment accounts and insurance policies. This is your asset list.
Step 2: Debt List
Next, list all your outstanding debts, such as mortgages or auto loans, as well as all active credit cards or lines of credit without balances.
Step 3: Membership List
The next list is for all the organizations you are a member of: the CAA auto club, Costco, your health club and your college alumni association. Lawyers will charge $150 or more to notify each association or organization of your death: provide a list, however, and your family can do it for nothing. Moreover, some associations offer life insurance benefits to their members.
Step 4: Name Charities
List the specific charities close to your heart if you want donations made…
Receive up to a $150 Gift Card when you fly Air Canada to Japan and beyond
– RewardsCanada.ca
Air Canada has launched a new promotion that doesn’t involve bonus miles but gift cards instead! With this promotion you’ll receive one Air Canada Gift Card per passenger, of up to $150 each when you book an eligible flight to Japan or Southeast Asia through Tokyo. This promotion is good for tickets purchased by Dec 12 for travel between Nov 21 and Mar 21, 16. Register online for this promotion. (Registration is required)Sure the amounts aren’t huge but any reward like this is better than nothing and for those of you who don’t have Aeroplan as you major FFP this is the type of promotion that works more for you rather than bonus miles. Why? You can add your United MileagePlus, Lufthansa Miles & More or any other airline partner of AC to your reservation, earn the miles in that program and still get the gift cards to use on future Air Canada flights. Note however that these Air Canada Promotional Gift Cards come with expiry dates of Dec 15, 2016.October 26 Update: Eurowings becomes an Aeroplan partner, fly Hainan Airlines out of YYZ to earn up 35K bonus miles, Etihad 96 hour sale
– RewardsCanada.ca
Happy final week of October to everyone! News, Tips & Tricks The biggest news today is the release of IHG Rewards Club’s latest PointBreaks offers. These are the single handily the best hotel redemption out there especially if you can grab an InterContinental Hotel (which there is only one in this batch of ~190 hotels!). Read more about PointBreaks here. Aeroplan has added their 34th airline partner to the roster. Eurowings, the low cost subsidiary of Lufthansa is now an earning partner for Aeroplan members. Redeeming Aeroplan miles for Eurowings is not being offered at this time. (Source Aeroplan) More 787 news for those looking to fly this plane out of Canada!Air Canada is adding the 787-8 on their Toronto-Istanbul route as of May 1, 2016 (Source airlineroute.net) and KLM will be putting the 787-9 on their Calgary and Edmonton routes for the winter 2016 season (Source airlineroute.net)Check out the Hainan Airlines flight bonus below and be sure you register for it if you are planning on flying Hainan out of Toronto before the end of January…
