All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
IGA stores in Quebec to start accepting American Express cards and confirmation of Air Canada as part of the International Airline Program Aug 15th
Here's your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Great news being forwarded on to us from one our readers! Sam let us know that they received a letter from Scotiabank letting them know that their Scotiabank Americ.... More »
June 1 Update: When earning 5x points isn't the same as earning 5x points - a loyalty lesson, more TD card offers extended & SiriusXM Amex offer + MORE Jun 2nd
Here's your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 70,000 bonus points a.... More »
New enhanced offer for the WestJet RBC World Elite Mastercard - up to 450 WestJet dollars and a $0 companion voucher + MORE Feb 24th
WestJet just sweetened the pot on their WestJet RBC World Elite Mastercard by taking a direct line of attack on Air Canada. Now WestJet is offering a limited time promotional voucher that is just like the Buddy Pass that is being offered on several Air Canada Aeroplan co-brand credit.... More »
Installment plan or credit card? Get the best of both for big-ticket purchases + MORE Sep 23rd
Before credit cards were widely accepted as a way to pay for things people couldn’t immediately afford, there was the installment plan. A what, you might ask? An installment plan is a form of credit where, rather than paying a lump sum, you commit to paying for the purchase in smaller amounts .... More »
The Scotiabank Platinum American Express Card should not be overlooked Jan 7th
There is one Ultra Premium credit card that just can’t seem to get the spotlight, even with it having some significant changes in 2022, it quickly falls into the shadows of other cards. That card is the Scotiabank Platinum American Express card. A sleeping giant in our market, the card fills a.... More »
Air Canada Leap Year Sale – Save 25% on Economy Class Fares within Canada, to the U.S. and sun destinations
– RewardsCanada.ca
To celebrate the Leap Year Air Canada is offering 25% off within Canada, to the U.S. and sun destinations when you book flights in Economy class (Basic and Standard). The offer must be booked by March 1 for travel March 15 – December 15 and there are no black out dates! The promo code to use is LEAP2020.Learn more about and book this sale here!Here are some sample fares provided by Air Canada:When you booking Air Canada make sure you use a credit card that will earn the most possible miles for the purchase like the TD Aeroplan Visa Infinite Card or the CIBC Aerogold Visa Infinite Card (1.5 Aeroplan Miles per dollar), the Platinum Card from American Express or American Express Gold Rewards Card (2 Aeroplan Miles per dollar)Be sure to also check out our Air Canada Aeroplan Bonus Miles offer page for lots of opportunities to earn more Aeroplan miles!OFFER EXTENDED RBC Avion Visa Infinite Card – 35,000 points upon approval, no minimum spend requirement
– RewardsCanada.ca
UPDATE: THIS OFFER HAS BEEN EXTENDED TO MARCH 31, 2020 The credit card market here in Canada continues to heat up with great acquisition offers. The latest that launched yesterday is RBC’s new offer for their flagship card the RBC Avion Visa Infinite Card. The new offer is a flat 35,000 RBC Rewards Points that get this – are awarded on approval – no minimum spend, no spend this much each month over this many months. You simply have to be approved for the card and the bonus is yours. Yes you do have to pay the annual fee of $120 but it is more than worth with the value of the bonus and the fact you get the points in your first billing period. No waiting 3 months, 6 months or longer. You can travel a lot sooner with this bonus.Here is what the 35,000 points will get you:One economy class flight anywhere in Canada or the U.S. (Hawaii and Alaska excluded) or two economy class flights to a neighbouring province or state when redeeming via the RBC Avion Air Travel Redemption schedule. Taxes and fees are not included but you can redeem points towards them at 100 points to $1 rate or just pay for them with your credit card$350 credit towards any other travel booked via RBC Rewards (100 points = $1)Convert the 35,000 points to WestJet Rewards at a 100 to 1 ratio…How Early Should You Get Pre-Approved for a Mortgage?
– ratesupermarket.ca
Pre-approval is a standard step that prospective homeowners must complete before they go house hunting. This stage lets you know how much a bank is willing to lend you.
Getting pre-approved is a detailed process that requires extensive documentation. In addition, your mortgage rate has an expiration date. If house shopping lasts longer than you anticipate, you may have to get another pre-approval. Here is what you need to know.
What Is a Mortgage Pre-approval?
During a mortgage pre-approval process, a lender reviews your financial status, including your income, assets, debts, expenses and credit score. Unlike a mortgage pre-qualification, which tells you how much financing a lender might extend, pre-approval is a commitment to loan the funds under certain conditions.
When Should You Apply for Pre-approval?
Typically, mortgage pre-approval is valid for a set term such as 60, 90 or 120 days. Because the house hunting process may take some time, it is a good idea to get a pre-approval as soon as possible…
February 28 Update: 35K offer for the RBC Avion Visa Infinite Card extended, earn 2x Mileage Plan Miles for Coast Hotels stays & more!
– RewardsCanada.ca
The awesome 35,000 point welcome bonus for the RBC Avion Visa Infinite card was supposed to end today but the great news is that is has been extended to March 31. You access the offer here or check out our post on the offer here. Also this means our other post on How to score 700 WestJet dollars for $240 is valid for another month!There’s another Coast Hotels bonus to let you know about! Yesterday it was the More Rewards offer (and the Hawaiian Airlines offer on FFB) and today we added one for Alaska Airlines Mileage Plan. Looks like Coast is on big push right now! I’m guessing we should be seeing an Aeroplan bonus anytime soon as well. The Alaska Airlines offers is double Mileage Plan miles on all stays from March 27 – April 30. Learn more about the offer here. Posts since our last update:Air Canada Leap Year Sale – Save 25% on Economy Class Fares within Canada, to the U.S. and sun destinations To celebrate the Leap Year Air Canada is offering 25% off within Canada, to the U.S…
