There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
Amex Shop Small promotion returns for March - earn $5 credits or 300 bonus Membership Rewards points + MORE Mar 3rd
Amex's awesome Shop Small offer is back again for this month! Last seen in November & December the offer once again does not have a dedicated landing and registration page for four cities in Canada. The offers are actually listed in the Amex Offers section on the Amex Canada app or onli.... More »
New welcome offer on the BMO CashBack World Elite Mastercard 10% cash back in your first 3 months and annual fee waived in the first year Jun 5th
BMO is getting in on the 10% game that we have now seen from most of the big banks for their premium cash back cards! BMO is now offering 10% cash back on all purchases made in the first three months on the BMO CashBack World Elite Mastercard. The 10% cash back is awarded on all purchases you make u.... More »
Simplii Financial Cash Back Visa offering 10% bonus cash back at restaurants and bars for first four months Jun 6th
Another 10% cash back offer to pass along your way although this one isn't on all spending like the majority of the big bank offers that are available right now. This offer is for the Simplii Financial Cash Back Visa card and it provides that 10% cash back welcome bonus on spend at restaurants and .... More »
March 31 Update: Earn up to 48,000 Avios for free, major schedule update from Air Canada, 20x PC Optimum points with Beauty Boutique & more + MORE Apr 1st
With the new HSBC World Mastercard World Elite offer we updated our Travel Hacking 101 post. With this new card offer you can now earn up to 48,000 British Airways Executive Club Avios at no cost outside of credit card spend. Learn more here.Our feature on What you actually have to spend to get s.... More »
COVID-19 outbreaks declared at four Edmonton restaurants Edmonton JournalAlberta reports 41 new COVID-19 cases, outbreaks linked to Edmonton restaurants CTV NewsFitch downgrades Alberta’s credit rating The Globe and MailPublic health tracking four COVID-19 outbreak.... More »
AIR MILES Bonus Boom has returned for the next seven days! This time it is a longer period than we have seen before. There are lots of bonus miles offers up for grabs at AIR MILES sponsors across Canada. Once you get to the Bonus Boom page you can select your province to see your offers. I selected Alberta and there were 25 offers available from BMO to Rexall to Safeway.I’ll probably be able to snag one or two of these offers to score 150 to 200 bonus AIR MILES. I’m sure many of you will be able to do a lot better!Click here for complete details, the actual coupons and opt-ins! BMO AIR MILES World Elite Mastercard
Credit card bills got you down? That’s the trouble with paying with plastic. It is easy to spend, but not quite as easy to pay off the debt you accrue – especially if you are only paying the minimum each month. Carrying too much credit card debt can make it harder to get a mortgage loan for a house or finance a car should you need to. It can also be enormously stressful if you fall behind and end up in the crosshairs of a collection agency.
So, before you get any deeper in debt, it is time to get your financial house in order and develop a plan for paying off your credit card debt. Whether it’s working to bring in more income, budgeting, credit counselling, or a debt-consolidation loan, resources are available to help ease some of that burden.
Stop Using Your Credit Cards Immediately
If you are serious about paying off your credit card debt, then you better stop using them. Otherwise, you continue to add to the debt you are trying to pay off. Take them out of your purse or wallet, lock them away, or shred them if necessary…