The best GIC rates in Canada for 2025 + MORE Jul 8th
RWRDS Daily Update Feb 12: Five new Amex offers including statement credits with Lenovo & Oceania Cruises + MORE Feb 12th
Podcast Episode 119: Canada’s Best Cash Back Rewards Credit Cards for 2025 + MORE Jan 30th
Free Marriott Bonvoy Silver Elite Status for Scotiabank Gold American Express Cardholders + MORE Jul 20th
RWRDS Daily Update Dec 9: Clarifications on Air Canada Basic Fares for co-brand credit card holders Dec 10th
This Week in RWRDS December 6, 2024: The best credit card welcome bonuses for December
– RewardsCanada.ca
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What’s included in Canada’s GST holiday—and how not to overspend
– moneysense.ca
For most low- and middle-income families, “getting any amount of discount is always a benefit,” said Jessica Morgan, founder of financial literacy site Canadian Budget.
But to take advantage of the tax break, “it really depends on what the purchase is for and when,” she said.
The tax break can mean savings in the short term, but the equation may change when you consider whether you can fit these purchases into your budget. Putting them on credit could mean racking up interest and adding to your debt.
“It’s a decision people will have to make depending on when they need to make those purchases, when they’re giving those gifts or if they’re hosting a dinner or they need to do their regular groceries,” Morgan said…


