There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
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February 10 Update: Could we see an update to the Marriott Amex card and Amex cards lose access to Quebec City's Jean Lesage VIP Lounge (could be temporary) + MORE Feb 11th
Here's your Rewards Canada Daily update! Your bear daily dose of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 100,000 bonus points worth $500, ha.... More »
The best GIC rates in Canada for 2025 + MORE Nov 11th
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
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MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
7X Aeroplan points on select travel purchases for CIBC Aeroplan cardholders Apr 29th
A great new bonus offer and discount promotion is now available for holders of CIBC Aeroplan co-brand credit cards. Cardholders who register their cards for this offer will be able to earn 7x Aeroplan points on select travel purchases. Cardholders can also avail of a 15% off discount code for Air Ca.... More »
Contest Alert: AIR MILES Carousel of Dreams Oct 22nd
AIR MILES Carousel of Dreams is a new contest that launched this week. The contest is unique in that it is only available on the AIR MILES app and it runs until November 10, 2022. Entering the contest Entering the contest is easy. Once you log in to the app you simply click on the […]
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Final week? The best ever bonus on the RBC Avion Visa Infinite Card Apr 23rd
The current best ever bonus of up to 55,000 Avion Rewards points on the RBC Avion Visa Infinite card is set to end on April 30, 2023. This is one of the easiest welcome bonuses to achieve in the market and great for someone looking to quickly get a lot of points that they can […]
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PC Money review
– moneysense.ca
PC Money Account is a self-service money management account, which is really a complicated way of saying you can use it to do your daily banking, pay bills and transfer funds between accounts. It’s an online account with no monthly fees, and your PC Money pre-paid card is accepted everywhere that takes Mastercard. The headline feature of the account is that it allows you to earn PC Optimum points on your everyday banking—an advantage for Canadians who already love collecting these points. If you want to know more about whether it’s right for you, read our PC Money Account review.
Banking fees: None
Number of transactions: Unlimited
Number of Interac e-transfers: Unlimited
Debit card: Yes (not a debit card, but a prepaid card)
Chequebook: Not available
ATM network: 700 ATMs
Mobile app: Yes
Other fees: There are a handful of other fees you should know about, such as the cost of for withdrawing at a non-PC ATM (more below)
PC Money Account features: the good
The PC Money Account works like a bank account—with a twist…
Applying for a credit card: What you need to know
– moneysense.ca
There are many great reasons to carry a credit card. Beyond the convenience and purchase protection included in credit card purchases, they’re also important financial tools for establishing your credit history and borrowing money—both of which you’ll need if you want to make a major purchase, get a loan or take out a mortgage. “The longer you have a credit account open and in use, the better it is for your score. Your credit score may be lower if you have credit accounts that are relatively new,” reports the Financial Consumer Agency of Canada (FCAC). Applying for a credit card is a financial commitment to be taken seriously, but the process is considerably simpler than applying for a mortgage or a personal loan. If you want to know how to apply for a credit card, and how to find the right card for you, you’ve come to the right place. What do you need to apply for a credit card?
Basic application information
Whether you apply online or in person, you’ll need to have the following on hand:
Full legal name
Date of birth
Email address
Canadian home address
In some cases, you might also have to supply data about how long you’ve lived there, plus past addresses…
