August 11 Update: Scotia introduces flexible payment plans for their Visa cards, Air Canada adding Vancouver-Orange County flights & your weekly drug store bonuses + MORE Aug 12th

Here’s your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more.  Scotiabank has followed in the footsteps of other card issuers in Canada like American Express and CIBC by now offering an optional flexible payment plan for purchases over $100. Called Scotia SelectPay the new feature allows eligible Scotiabank Visa cardholders to turn eligible purchases of $100+ into installments. They can choose fixed installment plan of three, six, or 12-months and pay a flat fee with no interest. The example Scotia provides shows a 2% fee ($24) being applied to a $1,200 purchase. This makes carrying a balance on big purchases much more tolerable than the two figure interest rates but do know you do have to pay the full amount of the purchase within the fixed installment plan time frame you selected. Learn more aboust SelectPay here. To see what Visa cards Scotiabank offers please visit our Scotia page here…

Flair Airlines has been making a big return to flying and even expanding as we slowly emerge from the pandemic. Touted as Canada’s only independent Ultra Low Cost Carrier, Flair Airlines offers rock bottom prices on flights within Canada and shortly to the U.S.. Those rock bottom prices are for bare bones tickets – no carry on bags, no check bags, no seat selection and so on. Basically outside of the base ticket price you can pick and choose what services you want for your flights and pay for those accordingly. So while the base fares are cheaper than the competition once you start adding the extras the price can creep up to being equivalent to what Air Canada and WestJet are charging. So how can you save yourself some money – either just on the insanely cheap base fares or even those fares that include add ons? By utilizing a credit card that has high points earning value that can be redeemed for Flair purchases and cards that provide credits for additional fees charged by airlines.Let’s take a look at the four best credit card options that Canadians have to help make their travels on Flair Airlines cost even less than it already is: Two cards to bring the cost down by redeeming points  American Express Cobalt® CardThe American Express Cobalt Card is the number one card in Canada when it comes to travel rewards, and cash back…

 One of Canada’s newest financial providers, actually I should say FinTech companies Neo Financial has tweaked their credit card offerings once again. It seems every few months they are changing things up – which can be both a good and a bad thing. Good in that they are flexible and learning the market as they go and are adjusting as needed, bad in that having someone grab their product(s) based on something they have only offered for a short period of time and are already switching it up which may leave a few people wondering if being with a new entrant like this is a safe and rewarding alternative to the traditional offerings. Read on the find out what those tweaks are.There are two key changes to their products. The first is that Neo will now guarantee 1% cash back on all spending on the cards at their partners and non-partners. This is called their monthly top up and what it does at the end of the month or your billing cycle is look at your cash back and if your overall cash back across that partner and non-partner spend is less than 1% Neo will bump it up to 1%…