How to go about securing the best rate and plan for your credit card in Canada.
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5 ways to avoid (or deal with) late fees + MORE Jan 11th
Late fees can quickly add up, and harm your credit. So avoid them if you can, and deal with them smartly if you must.... More »
A look at the new benefits that have been added to all World & World Elite Mastercards in Canada Apr 6th
Last week we brought you the details about new benefits that Mastercard Canada released on April 1st for their World and World Elite Mastercards. We focused on how the new Boingo benefit will be really enjoyed by those who hold the WestJet RBC World Elite Mastercard as it provides free Wi-Fi a.... More »
Do I need to pay mortgage broker fees? + MORE Feb 2nd
(Getty Images / Nigel Carse)
Q: I applied for a mortgage, but at the last minute the broker told me I’d have to pay $1,534 in mortgage broker fees. This was a totally unexpected cost for me. Do I have to pay the fee?
A: Short answer: It depends on the broker agreement you signed.
While this migh.... More »
25% Bonus on American Express Membership Rewards Points Transfers to Etihad Airways Guest + MORE Nov 16th
Great news for American Express Cardholders in Canada who like to transfer their Membership Rewards Points to Etihad Airways' Guest program! Right now you'll get a 25% bonus on all transfers until December 31st This is an Etihad Guest promotion not one from Amex as you won't find any details on A.... More »
Canada’s best credit cards for people with bad credit 2021 + MORE Jun 4th
Conventional wisdom may lead you to believe that if you have bad credit, you should swear off credit cards. But if you want to improve your credit score, you’ll have to show you can handle credit responsibly—and the only way to do that is (you guessed it) to have a credit card. When used properl.... More »
Aeroplan: Triple Miles at select Fairmont Hotels until the end of the year
– RewardsCanada.ca
A few months ago we brought you the details of the Winter Fairmont airline mileage bonuses that included a bonus for Aeroplan members. The bonus is Double Miles but now it appears that Aeroplan members can earn Triple Miles for stays at select locations until the end of the year. Yes it isn’t much notice but if you just happen to be planning a stay at one of these locations by December 31st you might as well go for Triple Miles!Offer DetailsTriple Aeroplan Miles for stays at select Fairmont Hotels Worldwide. Full details Until Dec 31, 14 Fairmont Le Manoir RichelieuFairmont Le Château MontebelloFairmont MayakobaThe Fairmont SouthamptonThe Fairmont Chicago, Millennium ParkFairmont Newport BeachDec 11 Update: Reader Questions and Tips, 20% off MileagePlus Awards between Canada and Hawaii or Mexico and more!
– RewardsCanada.ca
A great mix of news, tips and more for you today! News, Tips & TricksReader Tip:Long time Rewards Canada readed Steve passed along this tip in our Today Only: Earn 100 Bonus Air Miles for every $100 spent on gift cards at Safeway post:”Thanks for highlighting this… I bought $500 of Canadian Tire cards and used them on new winter tires… and got Canadian Tire money for redeeming them! Triple dip with the credit card points too. :)”We never considered the Canadian Tire triple dip! That is awesome work Steve and thanks for passing it along to us. Hopefully you don’t mind us passing it along to our readers! This is a good way to get around the whole you don’t earn Canadian Tire money on purchases made on non Canadian Tire credit cards. Reader Question:Brendan asked the following question on our 50% Bonus when transferring RBC Rewards Points to British Airways post: In my latest credit card churn I received 15,000 RBC Rewards. Living in Edmonton I’m not sure if this transfer is for me…Starwood: Earn 500 Bonus Starpoints for bookings via the SPG App that are paid for with an American Express Card
– RewardsCanada.ca
Starwood Preferred Guest has a new bonus out for bookings made via the SPG App and paid for with an American Express card. You must register first then you can earn the bonus of 500 Starpoints for up to three stays booked via the app (1,500 bonus points total). The offer is good for stays until March 31, 15. Once again this is the type of offer that has made us stress for nearly 14 years that you should carry at least one brand of each major credit card (Visa, MasterCard, American Express) so that you can take advantage of these offers that require the use of one specific card.Offer DetailsEarn 500 Bonus Starpoints on stays at Starwood Hotels and Resorts Worldwide that are booked via the SPG App and paid for with an American Express card. Maximum of 1,500 bonus Starpoints (3 Stays) awarded. Full details, online registration and booking. (Registration is required) Until Mar 31, 15 Small Business Advice – Three Smart Ways to Use Year-End Reward Points
– RewardsCanada.ca
When news broke recently that the Vatican discovered hundreds of millions of euros tucked away in various accounts previously unaccounted for, it left many scratching their heads. Yet on a much smaller scale, many small business owners will confess to not always having their finger on the pulse when it comes to the ebb and flow of their day-to-day finances. One area of the balance sheet that can produce a positive year-end surprise is the annual credit card statement and specifically the total number of reward points earned by the small business. For those businesses that put the majority of their expenses through a reward-based credit card, the annual point total can be significant. While spending the sudden windfall should always come down to needs and priorities, here are three ways cashing in points can benefit your business. 1. Save on travel expenses – The highest redemption value on virtually all of business rewards cards is to redeem for travel…Authorized users can't access credit card account information
– creditcards.com
Authorized users cannot access the individual account information, which can be frustrating if you think you’re a joint account holder
