The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
Everyone thinks about car insurance in terms of road liability. There are hefty fines for driving without insurance, and you should always have coverage in case of a collision. But what about those seasonal vehicles or classic cars you don’t drive? As it turns out, there’s good reason t.... More »
As one of the top credit card processors in the world, Mastercard is both extremely popular and also nearly universally accepted. For those already banking at BMO Bank of Montreal, a major Canadian bank that associates with Mastercard, these cards may offer all the perks you’re after along with op.... More »
July 10 Update: Redeem for an AIR MILES Dream Reward for a chance to win a $5,000 gift card, more free points from Stash Hotel Rewards & more! + MORE Jul 10th
AIR MILES in collaboration with Redtag.ca are offering members a chance to win a $5000 Redtag.ca gift card and other prizes. All you have to do to enter is make a Dream Rewards redemption. For every mile you redeem for a Dream Reward you will receive one entry into the contest. In addition to th.... More »
July 12 Update: Aeroplan mileage accumulation changes on Asiana, Destination Hotels joining World of Hyatt in August, 20x PC Optimum Points at Shoppers on July 13 Jul 12th
Aeroplan has adjusted mileage accumulation for select fare classes on Asiana Airlines. These changes take effect on July 15. (Source Aeroplan)Earn 50% of the miles you fly in booking classes H, E, Q, K or S. For travel until July 14, 2019, earn 100%Earn 25% of the miles you fly i.... More »
We usually sign up for credit cards because of special features and benefits – from cash-back earning rates to travel perks to balance transfer offers. And one feature that may make or break your decision between one credit card or another is the welcome promotion – a special bonus that adds value for new credit card holders.
You’ve likely come across credit card promoters trying to sell you on a card for a free t-shirt or kitchen appliance as a welcome gift, but great sign-up offers come in much grander forms.
A lump-sum of cash-back or rewards points, free vouchers for airport lounge entry or companion flights, first-year annual fee exemptions…
Many credit card issuers give away these bonuses as soon as your account is opened, no questions asked. However, the most lucrative bonuses may require you to fulfill specific criteria first (like spending a certain amount or making an initial purchase).
Moreover, these promotions generally run for a limited time, so before it’s too late, check out the best credit card welcome bonus offers…
Are you interested in learning about the mortgage pre-approval process? Or, do you want to learn how to improve your credit score? One of the biggest steps you’ll take in life is buying a home. And, while you might want to go and pick out your dream home first, this is a mistake. You need to get pre-approved first so you’ll know how much money a lender (bank) will give to you. You’ll also need a good credit score to lock in the best interest rates. But, if your credit score is low, don’t worry. There are several ways to improve it.
Here’s how to increase your credit score and get pre-approved for your dream home (so you can go pack!).
Steps for Mortgage Pre-Approval
Often, when people shop for their first home, they hop online and check out the real estate websites. Or, they drive through their favorite neighbourhoods and pick out a place. They might even stop in at an open house and take the tour. While it’s exciting to search for a home with the gorgeous landscaping or the huge master suite, that’s actually Step 3 in the homeownership search…
July 5 Update: Earn up to 500 bonus AIR MILES for online shopping, Accor reveals some new elite status benefits & more!
AIR MILES has launched a new bonus for shopping online via airmilessshops.ca. You can earn up to 500 bonus Reward Miles with the Christmas in July offer. This offer runs until July 28. Find out more here. Shop 2 Christmas in July categories earn 50 BONUS MILES Shop 3 Christmas in July categories earn 300 BONUS MILES Shop 5 Christmas in July categories earn 500 BONUS MILESToday only you can earn 100 bonus AIR MILES Reward Miles at IGA stores.The Blue Friday Bonus is earned when you spend $100 or more. See the flyer for more details.A few months ago we let you know about Accor Hotels new loyalty program that will come later this year called ALL (Accor Live Limitless) At that time it was revealed there will be a new Diamond Elite Status level and the first additional benefits of this level are now known. Those benefits include free breakfast on weekends and the ability to gift Gold Elite status. To reach Diamond status you must earn 26,000 Status points in a year. It was also revealed that Platinum members will receive 2 guaranteed suite night upgrades and the ability to earn additional upgrades for every 4,000 status points earned (up to 12 upgrades per year) Find out more here…