The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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How to maximize your travel credit card perks—even when you aren’t travelling + MORE Aug 5th
With the majority of Canadians now at least partially vaccinated against COVID-19, travel is starting to open up again. We’re seeing friends who’ve been carefully bubbled start to post pictures of their road trips or domestic flights to see family for the first time since the pandemic locked thi.... More »
The American Express card with the best initial welcome bonus right now is the Business Gold Rewards Card May 15th
Just a few short days we saw eight of American Express Canada's consumer and business cards come out with new welcome bonus offers that are lower than previous offering. However there was one card from American Express that retained the same increased bonus as it is had through most of the spr.... More »
Will credit card debt affect my mortgage application? + MORE Mar 25th
If you’re shopping around for a mortgage, you probably already know that lenders ask for a ton of financial information before determining how much you can borrow. That list includes your household income and how much you owe—including credit card debt, car payments and unsecured personal loans..... More »
Uranus is losing its atmosphere because of its weird wobbly magnetic field - Digital Trends + MORE Mar 29th
Uranus is losing its atmosphere because of its weird wobbly magnetic field Digital TrendsUranus has started leaking gas, NASA scientists confirm Happy MagVoyager 2 Still Helping Scientists Discover More about Solar System Tasnim News AgencyUranus, No Joke, Is Leaking.... More »
Canada’s best Aeroplan credit cards for 2023 + MORE May 30th
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Best Visa credit cards in Canada for 2023
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Before It’s Too Late! Best Credit Card Welcome Offers of July 2019
– ratesupermarket.ca
We usually sign up for credit cards because of special features and benefits – from cash-back earning rates to travel perks to balance transfer offers. And one feature that may make or break your decision between one credit card or another is the welcome promotion – a special bonus that adds value for new credit card holders.
You’ve likely come across credit card promoters trying to sell you on a card for a free t-shirt or kitchen appliance as a welcome gift, but great sign-up offers come in much grander forms.
A lump-sum of cash-back or rewards points, free vouchers for airport lounge entry or companion flights, first-year annual fee exemptions…
Many credit card issuers give away these bonuses as soon as your account is opened, no questions asked. However, the most lucrative bonuses may require you to fulfill specific criteria first (like spending a certain amount or making an initial purchase).
Moreover, these promotions generally run for a limited time, so before it’s too late, check out the best credit card welcome bonus offers…
Mortgage Pre-Approval: How to Improve Your Credit Score
– ratesupermarket.ca
Are you interested in learning about the mortgage pre-approval process? Or, do you want to learn how to improve your credit score? One of the biggest steps you’ll take in life is buying a home. And, while you might want to go and pick out your dream home first, this is a mistake. You need to get pre-approved first so you’ll know how much money a lender (bank) will give to you. You’ll also need a good credit score to lock in the best interest rates. But, if your credit score is low, don’t worry. There are several ways to improve it.
Here’s how to increase your credit score and get pre-approved for your dream home (so you can go pack!).
Steps for Mortgage Pre-Approval
Often, when people shop for their first home, they hop online and check out the real estate websites. Or, they drive through their favorite neighbourhoods and pick out a place. They might even stop in at an open house and take the tour. While it’s exciting to search for a home with the gorgeous landscaping or the huge master suite, that’s actually Step 3 in the homeownership search…
July 5 Update: Earn up to 500 bonus AIR MILES for online shopping, Accor reveals some new elite status benefits & more!
– RewardsCanada.ca
AIR MILES has launched a new bonus for shopping online via airmilessshops.ca. You can earn up to 500 bonus Reward Miles with the Christmas in July offer. This offer runs until July 28. Find out more here. Shop 2 Christmas in July categories earn 50 BONUS MILES Shop 3 Christmas in July categories earn 300 BONUS MILES Shop 5 Christmas in July categories earn 500 BONUS MILESToday only you can earn 100 bonus AIR MILES Reward Miles at IGA stores.The Blue Friday Bonus is earned when you spend $100 or more. See the flyer for more details.A few months ago we let you know about Accor Hotels new loyalty program that will come later this year called ALL (Accor Live Limitless) At that time it was revealed there will be a new Diamond Elite Status level and the first additional benefits of this level are now known. Those benefits include free breakfast on weekends and the ability to gift Gold Elite status. To reach Diamond status you must earn 26,000 Status points in a year. It was also revealed that Platinum members will receive 2 guaranteed suite night upgrades and the ability to earn additional upgrades for every 4,000 status points earned (up to 12 upgrades per year) Find out more here…
