How to go about securing the best rate and plan for your credit card in Canada.
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Private Mortgage Lenders: How Private Mortgage Loans Work in Canada + MORE Mar 27th
For various reasons, not everyone can qualify for a mortgage through a conventional lender, such as a bank or credit union. Sometimes, the only option is to obtain financing through a private mortgage lender. But what is a private mortgage lender, and how do private mortgages work?
In this article, .... More »
April 1 Update: Aeroplan extends cancellation policy to April 30, Tokyo Olympic games dates set for 2021, Alaska & American expand reciprocal mileage earning Apr 2nd
Aeroplan announced last night an extension to their great refund and cancellation policy until April 30. This policy allows you to cancel Aeroplan tickets and receive all the miles back along with a complete refund of any taxes/fees paid. Learn more here.The Tokyo Olympic games now have set dates.... More »
Government shutdown: Equifax offers free credit reports to affected workers + MORE Feb 4th
If you've been affected by the government shutdown, you might be eligible for a free credit report from Equifax..... More »
Top 5 Credit Card Sign Up offers for April - These cards provide some of the best value out of their welcome bonuses + MORE Apr 7th
Here are the Rewards Canada Top 5 Credit Card Sign Up offers for the month of April 2020! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when choosing a card you s.... More »
Does Your Boss Make You Feel Valued? Employee Recognition Programs Can Fix That + MORE Apr 26th
From 2010 to 2019, Colliers—a commercial real estate company that employs 2,500 employees in Canada alone—held its annual Colliers Service Excellence Awards.
A panel of judges rewarded select employees for their outstanding work across the marketing, research, IT, HR, finance and accounting .... More »
The Power of Points: CIBC Survey Shows Canadians Missing Out on Valuable Reward Point Redemptions
– ratesupermarket.ca
Canadians are missing out on some major savings on merchandise, travel, and even chances to pay down their debt. And the answer to “why?” is right under their noses, or at least, right on their monthly bank statement.
According to a recent CIBC survey that reviewed if and how Canadians are using their credit and reward card points, one in five people didn’t know how many points they earned on their cards and 37 per cent rarely or never redeemed their points. When you factor in that, for about half of those surveyed (47 per cent), their primary credit card used for everyday purchases is a rewards card, that equals some major missed savings. While many Canadians that earn reward points say they’re as good as cash, 64 per cent also say they don’t think of them as a financial asset.
Canadians are missing out on a big opportunity with these cards, says Jamie Golombek, the managing director, Tax & Estate Planning, with CIBC Financial Planning and Advice. “It’s important to think of your points as any other asset, and use them to achieve a financial goal,” he said…
Business credit reports, scores and payment history
– creditcards.com
If you have an S Corp, your payment history may be reflected on both your business and personal credit reports and scores.
