There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
Latest News
TD Aeroplan cardholders can receive a 20% rebate on eligible travel redemptions + MORE Dec 11th
Turkish Airlines Miles&Smiles isn't the only program to have an award ticket sale! Air Canada Aeroplan in conjunction with TD have their own they launched today. TD Aeroplan co-brand cardholders can receive a 20% rebate when they redeem their Aeroplan Points for eligible travel rewards. These in.... More »
December 3 Update: Earn bonus miles with Aeroplan eStore's 12 Days of Gifting, WestJet moves St. John's-Dublin service to Halifax & more! + MORE Dec 3rd
Continuing with the Holiday shopping theme Aeroplan launched their latest promotion for shopping via the eStore today. Called the 12 Day of Gifting, the promotion will see bonus miles being offered each day for different retailers. For example today it is 8x the miles for Hudson Bay purchases. T.... More »
Explain medical debt with 100-word statement Aug 22nd
You should add a 100-word statement to your credit report explaining your late payment due to medical debt -- but don't forget to remove it later.... More »
Australia CANCELS Katie Hopkins' visa after quarantine breach, reveals TV star was allowed in on basis of ‘economic benefit’ - RT + MORE Jul 18th
Australia CANCELS Katie Hopkins' visa after quarantine breach, reveals TV star was allowed in on basis of ‘economic benefit’ RTKatie Hopkins to be deported from Australia ‘imminently’ after visa cancelled The Guardian AustraliaAustralia to deport commentator Hopkins for.... More »
Loblaw resets passwords for all PC Plus accounts + MORE Feb 21st
Loblaw has reset passwords for all its PC Plus rewards collectors’ online accounts after points were stolen from some members’ accounts.
The company posted a warning on its website saying it requires all members to create new passwords — regardless of whether or not they changed them following.... More »
Check Your Credit Reports for Free
– canadianfinanceblog.com
When you apply for a credit card, loan or mortgage, the bank will check your credit history before making a decision to lend you the money. In some cases, you might find that others take a look at your credit history as well. Insurance agents might consider your credit history when setting your premiums, or a landlord might want to double-check your situation.The information that others get about you comes from the two reporting agencies in Canada:Equifax Canada Inc.TransUnion of CanadaThese credit reporting companies keep files on individuals who apply for credit. When you apply for credit, or when you make payments on your loans, the information is reported to these agencies. Your creditors send regular reports to the companies about how you pay your bills, and the reporting agencies compile all of this information into a report.Lenders, insurers, creditors and anyone involved in business transactions with you are able to receive these reports and see how you have conducted yourself regarding money related issues in the past…
