CIBC Dividend® Visa Infinite* Card – 10% cash back up to $300 and a first year annual fee rebate + MORE Nov 28th

How to go about securing the best rate and plan for your credit card in Canada.
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RWRDS Daily Update Jan 9: 2x points & 10,000 bonus SQM’s for Air Canada flights booked with Air Canada for Business Jan 10th

Earn 2x points & 10,000 bonus SQM’s for Air Canada flights booked with Air Canada for Business and Amex Offers statement credit for Effydesk. Check out today's points & miles updates here: The post RWRDS Daily Update Jan 9: 2x points & 10,000 bonus SQM’s for Air Canada flights bo.... More »

How to consolidate debt in Canada + MORE Jul 25th

With the cost of living rising in Canada, we’re seeing more people relying on credit cards to make ends meet. In Q4 of 2024, Canadians topped $124 billion in total credit card debt, and delinquency rates rose even as average monthly card spending declined, according to TransUnion. Credit card debt.... More »

Earn 10x miles on Amazon purchases made via AIR MILES Shops until July 2 (Quebec only?) Jun 21st

It looks like residents of Quebec can earn 10x miles when shopping online with Amazon via AIR MILES Shops – at least I think they can! AIR MILES sent out an email earlier today announcing 10x miles at Amazon (I received it here in Alberta) but shortly thereafter another email arrived saying th.... More »

The best GIC rates in Canada for 2026 Apr 15th

GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance. Why trust us MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
The CIBC Dividend® Visa Infinite* Card has a new boosted welcome bonus that provides up to $300 cash back. The bonus cash back rate of 10% is awarded on up to $3,000 in spending in the first four statement periods. Up until the beginning of November 2024 RWRDS Canada considered the CIBC Dividend Visa Infinite to […]
The post CIBC Dividend® Visa Infinite* Card – 10% cash back up to $300 and a first year annual fee rebate appeared first on Rewards Canada.

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Now open: Refreshed Air Canada Maple Leaf Lounge at LAX and AIR MILES multiple partner bonus set to return on December 4. Check out today’s points & miles updates here:
The post RWRDS Daily Update Nov 27: Now open! Refreshed Air Canada Maple Leaf Lounge at LAX appeared first on Rewards Canada.

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The best balance transfer credit cards in Canada for 2024Moving your credit card debt to a balance transfer credit card can help you pay off the principal more quickly by giving you access to a lower regular interest rate. Many balance transfer cards offer a welcome bonus with an extra-low (and sometimes 0%) rate for a limited time. Check out our picks for the best balance transfer credit cards in Canada.

Award-winning balance transfer cards

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GOLD WINNER

MBNA True Line Mastercard credit card

Features: 0% interest for 12 months on balance transfers completed within 90 days of opening your account, and the lowest regular purchase APR.

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Annual Fee:
$0

Interest Rates:
12…

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Personal loan versus line of credit: Which should you choose?Life is full of big expenses. If you ever need a new car, have a home emergency or simply want to take a vacation, might consider getting credit to pay for it. Both personal loans and lines of credit are ways to borrow money for large spends, but there are some significant differences between the two types of credit. This article provides a roadmap to deciding which is best for your needs. 

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The best credit cards for bad credit

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Personal loans vs. lines of credit

With a personal loan, you borrow a single (fixed) amount of money from a bank or other lender. In return, you agree to pay back the principal plus interest over a certain period of time…

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