The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
November 8 Update: Earn 3x Aeroplan Miles at Home Hardware, 5,000 Bonus Marriott Rewards points in Waterloo and more + MORE Nov 9th
For the next week Aeroplan members will earn triple miles for shopping at Home Hardware. This means you'll earn 3 miles for every $2 spent at Home Hardware, Building Centre and Furniture locations, or online at homehardware.ca. Find out more here.Also on the bonus front is a nice stay bonus in Wa.... More »
In September, I applied for a new credit card and only made a few purchases with it. Soon after, my credit score was 41 points lower than it had been less than two months before. What gives?.... More »
As rates rise, paying back government borrowing will consume the credit needed to sustain growth..... More »
For the first time, a FICO credit score will take into account how much money you have in the bank, instead of your credit history..... More »
November 19 Update: Our Guide to Business Class Lounge Access has been updated, up to 10x miles for online shopping from Aeroplan & AIR MILES + MORE Nov 19th
We finally got around to updating our Guide to Business Class Lounge Access. It has more credit cards listed, pricing updates for single entries and annual memberships. Read the updated Guide here! We have also updated our Holiday Shopping piece with the latest online shopping bonuses from Aeroplan.... More »
Many businesses impose surcharges when customers use a credit card for under a certain amount. However, there are laws in place to protect you from being charged extra unfairly.
Cardholders are most likely to pay fees if they pay late, take out a cash advance or carry a balance, according to the 2018 CreditCards.com Credit Card Fee Survey.