Customer says BMO ignored her plea to cap limit on joint line of credit with ex: debt more than doubles + MORE Apr 9th

How to go about securing the best rate and plan for your credit card in Canada.
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April 9 Update: Air Canada expands economy fare options, AIR MILES adds more rewards under 1,000 miles, Top Cashback cards update + MORE Apr 10th

Last week Air Canada further updated some of their fare classes. Earlier in the year they launched Economy Basic fares for travel within Canada, then WestJet came out with their own changes for flights beyond Canada and now Air Canada has followed suit with a further expansion of the fares for t.... More »

Rate survey: Average card rate climbs to all-time high of 16.92 percent Jul 5th

July 5, 2018: The average credit card interest rate set another record this week, climbing to 16.92 percent.... More »

Why savvy points earners always pick up the check Apr 21st

Savvy points earners always pick up the check. Why? In the world of credit card rewards, there are literally hundreds of points on the table every single time you dine out..... More »
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June 14 Update: 7-Eleven 7Rewards to implement 90 day inactivity rule, Double Points at the Best Western Cambridge and more! + MORE Jun 15th

Further to our feature of "Expiry and Inactivity Rules of Canadian Loyalty Programs" Rewards Canada reader Adam B. advised us that 7-Eleven 7Rewards points will expire after 90 days of inactivity as of July 6. That's one of the shortest periods we are aware of for a Canadian program (Spriit Airl.... More »

When is a charge on a credit card unauthorized? Jun 3rd

Unauthorized charges on credit cards are forbidden, but what happens when the charge was made by a company you deal with on an ongoing basis?.... More »
An Ontario woman says she is furious that her bank repeatedly increased the limit on a joint line of credit she had with her then-husband, allowing him to rack up debt for which she is responsible. She wants banks to have to get permission before increasing a customer’s line of credit.

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Canadian Tire is expanding its loyalty program
TORONTO — Canadian Tire Corp. says it’s expanding its loyalty program to allow customers to collect and redeem Canadian Tire Money across its various retail brands.
The company says starting later this spring, customers will be able to collect points at Sport Chek, Mark’s, Atmosphere and Gas+ locations in addition to Canadian Tire itself, as well as redeem them at locations other than Gas+ stations.
Canadian Tire says the revamped program will be called Triangle and include both loyalty points and two new MasterCards issued under the program.
READ: How to merge your points into PC Optimum
The program will allow customers to collect points either through an app or a loyalty card that will also offer personalized content and offers, while purchases with the branded MasterCards earn additional points.
The update to the loyalty program comes amid wider shifts in loyalty programs in Canada, including Air Canada moving away from Aimia Inc.’s Aeroplan program to its own system, and Loblaw Co…

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Whether you’re a student or a first-time cardholder getting in on the rewards game, these starter credit cards can help score savings from day one.

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Ruling by 9th Circuit Court early in 2018 exempts some, but not all, businesses from ban on credit and debit card surcharges.

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