All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
The 12 best travel credit cards in Canada for 2023 May 26th
Credit Cards
The 12 best travel credit cards in Canada for 2023
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Last day to book Fairmont's Stay Close Offer - Every 2nd night free plus earn double points & elite status credit + MORE Mar 16th
TODAY IS THE LAST DAY TO BOOK THIS OFFER FOR STAYS UNTIL JUNE 30 For nearly nine months now we've provided an abundance of coverage on Fairmont Hotels' Stay Close offer. It has been one of the best hotel promotions to emerge during the pandemic and this is a reminder that there are only two we.... More »
Changes coming to Aeroplan Elite Status Complimentary Checked Bag benefits (25K & 35K) + MORE Sep 30th
Air Canada is instituting some further changes to their elite status program in 2026. The latest changes that were announced see the airline lowering the complimentary checked bag benefit for 25K status members to one free bag while adding a complimentary bag benefit for 25K and 35K members flying o.... More »
Making sense of the markets this week: October 26 + MORE Oct 23rd
Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors.
The pandemic holiday season is near
This will be our first “global pandemic holiday season.”
That phrase does not have a nice festive ring to it, I know. And it might not .... More »
October 7 Update: Flair Airlines to offer Toronto-Palm Springs flights, earn 2x miles on all TAP Air Portugal flights & Ethiopian Airlines eyes Montreal-Addis Ababa route + MORE Oct 8th
Here's your Rewards Canada Daily update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 70,000 bonus points and no annual fee.... More »
Unsecured or Secured Credit Cards – What’s the Difference?
– ratesupermarket.ca
Are you looking for secured credit cards? Not sure if you should open a secured or unsecured card? If you’re rebuilding your credit score, a secured credit card can help you get your credit back on track. An unsecured credit card requires you to have established credit and can often include travel rewards and cash back rewards.
Use these helpful tips to find the right credit card for your particular needs.
Secured Credit Cards
Secured credit cards are credit cards that require a deposit. When you receive the card, you link it to your bank account and pre-load it with money. You can then use the card.
Benefits of Secured Credit Cards
A secured credit card is great for people with little to no credit.
Secured credit card benefits include:
It will help you get used to paying a regular monthly payment.
As you pay on time each month, you can eventually transfer to an unsecured card.
The credit card issuer might increase your credit limit as you make consistent payments after a year.
The Best Secured Credit Cards
Looking for secured credit cards? Canada residents can take advantage of these great offers:
No Fee Home Trust Secured Visa Card: No annual fee, 19…
AIR MILES: Earn 40 Bonus Reward Miles for Best Western stays until July 6
– RewardsCanada.ca
Offer details40 Bonus AIR MILES Reward Miles for each stay you complete at Best Western Hotels in Canada, the U.S. or Caribbean. Full details, online registration and booking (Registration is required) Until Jul 6, 19You must be a member of Best Western Rewards, set your earning preference to AIR MILES and register for the promotion to earn the bonus. Best Western MastercardTop 5 Credit Card Sign Up offers for May – These cards provide some of the best value out of their welcome bonuses
– RewardsCanada.ca
Here are the Rewards Canada Top 5 Credit Card Sign Up offers for the month of May! This is not a ‘best’ credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when most or all of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards. This month we’re back to adding one annual fee card into the mix along with four cards that offer first year free waivers.No change this month from April! The same five cards as seen last month are the top for this month! Here are our top 5 credit card sign up offers for May (in alphabetical order)BMO AIR MILES World Elite Mastercard – 3,000 Miles (Apply here)This almost best ever sign up bonus for an AIR MILES co-branded card continues on our Top 5 sign up list thanks to its 3,000 miles sign up bonus (worth ~$300 or more) and no annual fee in the first year! Even if you aren’t a fan of AIR MILES the fact you can get 3,000 miles and them use them as cash rewards for no cost to you should be enough to go out and get this card…Earn 750 Bonus Aeroplan Miles for Best Western stays this summer
– RewardsCanada.ca
One airline and hotel partnership you can almost always count on for having a bonus offer is from Aeroplan and Best Western. In a few days the current 500 bonus Aeroplan miles offer will come to end but right on its heels we see a stronger offer come out for the summer! The new offer awards 750 bonus Aeroplan miles on top of the 250 base miles for a total of 1,000 miles per stay. You do have to be a Best Western Rewards member with your earning preferences set to Aeroplan to earn the bonus.Offer details Earn 750 Bonus Aeroplan Miles for each stay at Best Western Hotels in Canada, the United States, or the Caribbean Islands Full details, online registration & booking (Registration is required) May 13 – Sep 30, 19Can’t make use of this offer? Here are some other offers that might work for you!Earn up to 3,000 Bonus Aeroplan Miles when you fly on select Air Canada routes in Canada, or between Canada and the U.S., Sun Destinations, Europe or Asia. Register Online (Registration is required) Earn 1,000 Bonus Aeroplan Miles per night for stays on Thursday to Sunday nights at Marriott hotels in Canada…
