Earn double miles on air travel booked with AIR MILES Flights + MORE Oct 21st

The Double Miles Offer: Earn up to 400 AIR MILES Reward Miles available when you buy a flight with a credit card via AIR MILES Flights. Book by Dec 19, 22 for travel until Jun 16, 23. Click here for more details & to book this offer. When buying flights you can use your AIR […]
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Here’s your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Additional confirmed Cobalt Card Multipliers We have another update to our American Express Cobalt™ Card Confirmed Multiplier Locations feature! Thanks to Ann and DaniJaan for providing the following updates for Toronto and Sasktoon. We […]
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Moving out on your own, financing a car or landing your dream job—all of this can require having a good credit score. Your credit score indicates how trustworthy you are in the eyes of creditors, and it can range from a low of 300 to a high of 900.

A good credit score (typically in the high-600 to mid-700 range) can help you qualify for a car loan, mortgage or insurance. It can help you get the best interest rates from your lender. At times, a landlord or employer may even ask to see your credit score before accepting you as a tenant or offering you a job. For that reason, it’s important to know how credit scores work, was well as how to build or improve your own score.

Factors that impact your credit score

Young adults tend to have lower credit scores on average than older Canadians. At the time of a 2018 study by Equifax Canada, Canadians aged 18 to 25 had an average score of 692. That was lower than all other age groups—including 26-to-35-year-olds, whose average score was 697…