Earn up to 50,000 welcome bonus points when you get the best credit card in Canada – the American Express Cobalt Card + MORE Aug 17th

  TD has revealed a new welcome bonus for their  TD® Aeroplan® Visa Infinite* Card that again eclipses the previous offer! The offer for this card has consistently become higher and better since it was relaunched in November of 2020. From 10,000 points + a buddy pass, to 20,000 points + a buddy pass we now see the card offering 25,000 Aeroplan points, the buddy pass and the first year annual fee rebate offer! This is 5,000 more points than the offer we saw for the better part of this year and is in place for new applications made until December 5, 2021. If you take into account being able to convert the Buddy Pass to 30,000 Aeroplan points that now makes this welcome bonus of 55,000 Aeroplan Points the best ever seen for this cardWhen you apply for and are approved for the card anytime between now and December 5, 2021 you can receive the bonus outlined above. You’ll get 10,000 points right off the bat when you make your first purchase on the card then once you spend $1,000 on the card in the first 90 days of having it you’ll receive an additional 15,000 point plus the Buddy Pass (more on the pass below!) On top of that you’ll receive an annual fee rebate on the primary card ($139 per year) plus a rebate for up to 1 additional card ($75 per year)…

 Earlier today we brought you details of the new increased offer for the TD Aeroplan Visa Infinite Card but that’s not the only card seeing an increase! The ultra premium TD® Aeroplan® Visa Infinite Privilege* Card also gets a new record high bonus offer for the next three and half months. Apply for the card by December 5, 2021 and you can earn up to 65,000 bonus Aeroplan points and receive a bonus buddy pass. This is 15,000 more points than the offer we saw for the better part of this year and if you take into account being able to convert the Buddy Pass to 30,000 Aeroplan points that now makes this welcome bonus of 95,000 Aeroplan Points the best ever seen for this card.When you apply for and are approved for the card anytime between now and December 5, 2021 you can receive the bonus outlined above. You’ll get 20,000 points right off the bat when you make your first purchase on the card then once you spend $1,000 on the card in the first 90 days of having it you’ll receive an additional 45,000 point plus the Buddy Pass (more on the pass below!)  All told the points and the buddy pass are worth no less than $1,425 if you convert the Buddy Pass to points but for most people the value should be much higher…

Nowadays, consumers can shop around for the low- or no-fee accounts, competitive interest rates, and additional features they want. And banks aren’t the only ones delivering financial services to Canadians. Fintechs, which integrate technologies into the financial sector, have empowered developers and inspired those on the vanguard to rethink financial services altogether. One such product is KOHO, a financial service app Canadians can use for spending, saving and budgeting. Users transfer money to a reloadable prepaid Visa card that serves as a no-fee spending account where you can earn 1.2% interest and instant cash back. 
How does KOHO work?
Think of KOHO’s standard savings account as a spending account with pretty good interest (compare KOHO’s 1.2% on your entire balance with traditional banks’ standard 0.05%). It has no fees, no matter how much money you hold. To get that rate, you’ll need to set up a regular direct deposit to your KOHO account (your paycheque or a portion of it; a government cheque; or even a PayPal deposit), and then opt into earning interest inside the app…

The third and final card from TD to receive a best ever welcome bonus offer is their proprietary rewards card the TD® First Class Travel® Visa Infinite* Card. As of today we see its bonus jump from 60,000 to 100,000 points! This is 10,000 more than the previous 90K high seen on the card in 2019 and 2020. Technically speaking this offer is actually 20K higher since those 90K offers required adding a supplementary card to earn 10,000 points. That’s not the case here. This time the bonus is awarded strictly on the first purchase as 20,000 points and 80,000 more points when you spend $1,000 in first three months. On top of this there is an annual fee rebate for the primary and additional cardholders for the first year. This offer runs until December 5, 2021.Here are just a few examples of what those 100,000 points can get you in terms of rewards:$500 worth of travel when you redeem via ExpediaForTD$400 worth of travel when you redeem for any travel that you book yourself and charge on the card$400 worth of education payments when you redeem your TD Rewards points via HigherEdPoints…

This is crazy and totally unexpected news for the American Express Cobalt® Card! As you know American Express announced some amazing changes to their Cobalt Card not too long ago that make this the best credit card in Canada even better. Yes they are charging more for it which has made some people unhappy but for the most part everyone seems ecstatic about the changes even with paying $2.99 more per month. So what if you don’t have the card yet? Well you’re in luck as American Express has just revealed the best ever welcome bonus offer for the card in it’s four year history. That’s what makes this crazy and unexpected – I don’t think any of us thought American Express would come out with such an offer seeing how compelling and valuable the card is with its up to 5x points earn rate, its new 3x streaming services earn rate and most importantly now having the ability to transfer 1:1 to Air Canada Aeroplan and British Airways Executive Club.Back in July I wrote about whether you should get the Cobalt Card then to lock in the $10 per month fee for a year or waiting to now to see if a new increased welcome bonus offer came out and having to pay $12…