The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Now live: Air Canada Aeroplan dynamic pricing with seven partner airlines Mar 26th
Effective today (March 25, 2025) the dynamically priced award chart for flights on Air Canada now includes United Airlines, Emirates, Flydubai, Etihad Airways, and the program’s Canadian regional airline partners Calm Air, Canadian North, and PAL (Provincial Airlines). Award flights on these air.... More »
RWRDS Daily Update June 3: Opt in for your monthly bonus offers from AIR MILES + MORE Jun 4th
Opt in for your monthly bonus offers from AIR MILES and Earn 1,000 bonus Stash Rewards points on stays booked this month. Check out today's points & miles updates here:
The post RWRDS Daily Update June 3: Opt in for your monthly bonus offers from AIR MILES appeared first on Rewards Canada..... More »
The Best Small Business Credit Card Welcome Bonus Offers for February 2025 + MORE Feb 7th
Here are Rewards Canada’s Top 5 Small Business Credit Card Sign Up offers for February. This is not a ‘best’ credit card list like our overall Top Travel Rewards Credit Card rankings but rather a look at small business cards that have the best welcome bonus offers. As always when c.... More »
Loyalty Lesson: How to extract more value from Avion Rewards Jul 14th
If you have the RBC Avion Visa Infinite Card, RBC Avion Visa Platinum Card or RBC Avion Visa Infinite Privilege Card in your wallet you’ll want to read this to see how you can extract more value from Avion Rewards. For well over a decade the Visa Infinite version has been one of Canada’s.... More »
Did you know Rogers Red Mastercards have discounts & benefits for Plaza Premium lounges, discounts for Avis and Budget & more? + MORE Jul 31st
From discounted lounge access and car rentals to concerts, Rogers Bank, the financial services side of the telecommunications giant has slowly and somewhat silently been adding extra benefits to their credit cards. The card portfolio which consists of the award winning Rogers Red World Elite Masterc.... More »
Ask MoneySense
I am in B.C., Canada. I moved my LIRA into a LIF two years ago. I have taken the maximum annual withdrawals for each year. I thought it’d be smart to start taking it. How can I get more out of it? I need the funds to help deal with bill payments. All my monthly income is going to a mortgage now, and I have no extra money for anything else. I am trying to save my credit rating and cannot use credit anymore. Can it be transferred back into something that I can withdraw? Hardship clauses do not apply to me, but that does not mean I am not in trouble. I wish I had not done it. I have put myself in a terrible spot. This LIF is not my only income for retirement. I have another pension and full CPP and OAS. Any advice you have? I would greatly appreciate it.
I am in B.C., Canada. I moved my LIRA into a LIF two years ago. I have taken the maximum annual withdrawals for each year. I thought it’d be smart to start taking it. How can I get more out of it? I need the funds to help deal with bill payments. All my monthly income is going to a mortgage now, and I have no extra money for anything else. I am trying to save my credit rating and cannot use credit anymore. Can it be transferred back into something that I can withdraw? Hardship clauses do not apply to me, but that does not mean I am not in trouble. I wish I had not done it. I have put myself in a terrible spot. This LIF is not my only income for retirement. I have another pension and full CPP and OAS. Any advice you have? I would greatly appreciate it.
—CM
Reversing the LIF
CM, if you’re taking the maximum annual withdrawals from your life income fund (LIF), then it’s unlikely you will be able to take any additional money from your LIF…
KOHO Prepaid Mastercard – Extra plan earn rates devalued
– RewardsCanada.ca
Next up in the ever continuing rewards devaluation race is KOHO. As today, the issuer of prepaid Mastercards has lowered the earn rates on the popular ‘Extra’ plan option for their cards. Up until April 1st, 2024, the Extra Plan offered 2% cash back on groceries, transportation, eating and drinking plus 0.5% cash […]
The post KOHO Prepaid Mastercard – Extra plan earn rates devalued appeared first on Rewards Canada.
The post KOHO Prepaid Mastercard – Extra plan earn rates devalued appeared first on Rewards Canada.
