The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
Latest News
ENDS SOON: Up to 100,000 points with the TD Aeroplan Visa Infinite Privilege Card Dec 14th
Just like yesterday’s advance notice for the TD Aeroplan Visa Infinite card offer ending soon, their Ultra Premium Aeroplan co-brand card, the TD® Aeroplan® Visa Infinite Privilege* Card will see its welcome bonus offer of up to 100,000 bonus Aeroplan points also end soon. We are providing .... More »
Rate survey: Average card APR doesn’t budge + MORE Jul 21st
July 20, 2016: The average APR on new card offers remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report..... More »
Credit counselling calls surge as Canadians struggle with rising costs Dec 4th
Canadians have had a difficult year when it comes to their personal finances, and calls to credit counselling agencies reflect these challenges. According to a new study from Credit Canada, calls for counselling are up 39.6% across the country over the past year. We’ll take a look at why Canadians.... More »
Top 5 Credit Card Sign Up offers for October - These cards provide some of the best value out of their welcome bonuses + MORE Oct 6th
Here are the Rewards Canada Top 5 Travel Credit Card Sign Up offers for the month of October 2020! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when .... More »
What is a Secured Credit Card and How Does It Work? + MORE Jun 29th
A good credit history is important for everyone. It’s a gateway to more borrowing options and the basis of a positive financial future. But what if you have no credit, or some unfortunate marks on your record make it hard to get a new card?
That’s where a secured credit card may come in.... More »
Toyota Credit settles US discrimination allegations
– canadianbusiness.com
DETROIT – Toyota Motor Credit Corp. will pay $21.9 million to black and Asian borrowers as part of a settlement over alleged discriminatory lending.
The U.S. Department of Justice and the Consumer Financial Protection Bureau announced the settlement Tuesday.
A government investigation found that dealers were marking up interest rates on loans to minority buyers between 2011 and 2016. Under the settlement, Toyota will cap the amount dealers can mark up a loan.
Toyota Motor Credit is the nation’s largest captive auto lender. The company denies wrongdoing and said it didn’t know the race of credit applicants, but agreed to the settlement because it was fair to customers and dealers.
Toyota is the latest auto lender to settle a discrimination case. Ally Financial and Honda’s U.S. finance arm have reached similar settlements.
The post Toyota Credit settles US discrimination allegations appeared first on Canadian Business – Your Source For Business News.
The U.S. Department of Justice and the Consumer Financial Protection Bureau announced the settlement Tuesday.
A government investigation found that dealers were marking up interest rates on loans to minority buyers between 2011 and 2016. Under the settlement, Toyota will cap the amount dealers can mark up a loan.
Toyota Motor Credit is the nation’s largest captive auto lender. The company denies wrongdoing and said it didn’t know the race of credit applicants, but agreed to the settlement because it was fair to customers and dealers.
Toyota is the latest auto lender to settle a discrimination case. Ally Financial and Honda’s U.S. finance arm have reached similar settlements.
The post Toyota Credit settles US discrimination allegations appeared first on Canadian Business – Your Source For Business News.
Getting a new cellphone? Expect for a credit check
– creditcards.com
If you’re signing up for a traditional cellphone contract, your credit will probably be checked. But if your credit isn’t great, you have more options than before
February 2 Update: 100 FREE Aeroplan miles for text message subscription, double AIR MILES for National Car Rentals and more
– RewardsCanada.ca
News, Tips & Tricks Don’t forget to enter to win a pair of Maple Leaf Lounge passes! Find out more here. In the bonus offers section you’ll find the return of Aeroplan’s 100 FREE Miles for subscribing to their text messages. If you have been around with us for about a year or more you probaly already subscribe as that is when they last ran this offer however if you didn’t take advantage of it then or are a new reader of Rewards Canada now is your chance to earn 100 easy miles (great way to keep your account active) They state you may receive up to 2 or 3 texts per month but from my own experience it has been more like one every two or three months. Posts since our last update: Hilton HHonors – 80% Bonus when buying HHonors Points until February 8 (~5.6 cents per point) Back in January Hilton released a targeted bonus of up to an 80% bonus when you buy points that… Bonus Offers Air Canada / Aeroplan – 100 Free Aeroplan Miles when you sign up to receive text messages from Aeroplan…Poll: 13 million Americans commit financial infidelity
– creditcards.com
In a CreditCards.com survey, 5 percent of respondents in a committed relationship admit to keeping a secret bank account or credit card
WestJet Rewards: 25% Bonus dollars when you convert RBC Rewards Points
– RewardsCanada.ca
Yesterday saw the return of the RBC Rewards transfer to WestJet Rewards! Those RBC Rewards points collectors who hold an RBC credit card can transfer their points to WestJet Rewards and receive a 25% bonus on the total dollars deposited. This is the highest bonus we have seen yet for transferring to WestJet as past promotions were always at 20% and means for every 100 RBC Rewards Points transferred you’ll receive $1.25 WestJet dollars. The offer runs until Mar 13, 16The great thing about this redemption option is that you do not require the full amount of WestJet Dollars for a redemption. As long as you have $25 dollars in your account you can apply those dollars towards any flight! This means that by simply transferring over 2,000 RBC Rewards Points during this promotion you’ll have enough WestJet dollars to save some cash on your next WestJet flight! Those same 2,000 points if used via RBC (not on an Avion reward chart redemption, which you need 15,000 points anyway) would only be worth $20…
