How average credit account age affects your FICO score + MORE Aug 20th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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RBC Offers adds two more promotions that provide discounts for Herschel and H&R Block + MORE Jan 25th

The RBC Offers program has added two new promotions and extended another over this past week to bring the complete list to 26 offers. Be sure to login to your RBC account right away to load these offers (if required) or get the promo codes if required. Personally I received these offers on the Wes.... More »
 air miles

The best Visa credit cards in Canada for 2024 + MORE Jul 29th

Spend The best Visa credit cards in Canada for 2024 This guide to the best Visa cards in Canada will help you narrow down the field and find a credit card that fits your lifestyle. Compare now powered by W.... More »
 amex

Earn up to 45,000 Scene+ points with the Scotiabank Gold American Express Card + MORE Apr 30th

 The very popular Scotia Gold American Express Card is currently offering 45,000 points which are worth $450 towards any travel that you book via any method and charge to the card. The bonus is broken up into two separate requirements. the first 25,000 points are awarded when you spend at le.... More »
 mastercard

Cineplex's SCENE program changing earn and burn rates on April 17 - significantly devalues current balances and the SCENE Visa Card + MORE Mar 21st

Playing catch up on this news! Some time ago Cineplex announced changes coming to their very popular SCENE program. These changes will take place on April 17, the day after Starbucks' changes, so that will be the week of change!The forthcoming changes to the SCENE program will be seen on both point.... More »
 american express

Last day to apply - TD Cash Back Visa Infinite* Card with 10% cash back on all purchases with first year no annual fee for new cardholders Dec 6th

Today is the last day to apply for the current TD Cash Back Visa Infinite* Card offer of 10% cash back on all purchases made up to $2,000 in the first three months. On top of that they are waiving the first year annual not only for the primary card but also for the first additional card. This off.... More »
Earn 1% on your purchases is a typical line in many credit card ads. It sounds simple, right? We can assure you it’s not. The vast majority of credit cards are notoriously complex in their construction. Some cards have reward tiers, meaning you won’t earn that 1% until you’ve spent a certain amount, while others cap how many points you can earn. How you spend can even impact which card is right for you.
To help you find the best card we dissected more than a 200 credit cards to understand how they dish out their rewards. We looked credit cards issued by RBC, TD, Scotiabank, BMO, CIBC, National Bank, HSBC, Capital One, MBNA, Hudson’s Bay President’s Choice, Canadian Tire Financial, American Express, Chase and Desjardins. We did not look at every card offered by each issuer, nor did we look at credit card products that are only available in one province or region.
Our ranking breaks down into the core rewards programs, which consists of cash-back, travel and retail rewards, for consumers, businesses and students…

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The Best Aeroplan Credit Cards of 2015

– canadianfinanceblog.com

The Best Aeroplan Credit Cards of 2015Over the years, Aeroplan has evolved into a broad rewards coalition, although it is still mainly associated with travel miles. Aeroplan credit cards allow you to find ways to earn rewards on a number of items, from food to hardware to travel. Most people still associate Aeroplan with air travel rewards.
Your ability to use regular spending to build up rewards can be a valuable tool for your finances. With the right strategy, you can come out ahead with your money, even if you do use credit cards on a regular basis. If you are looking for an Aeroplan credit card that can help you get ahead and save money over time with discounts and free merchandise and travel, these credit cards can help you reach your goals.

American Express Gold Rewards Card: First of all, it’s important to note that this isn’t a true Aeroplan credit card. However, the points can be converted 1:1, so it can be used as such in order to boost your Aeroplan efforts. One of the advantages to this credit card is that you receive a welcome bonus of 25,000 rewards points, which is enough for a round trip flight almost anywhere in North America…

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The average age of the various types of credit plays a significant part in determining your credit score

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Aug. 19, 2015: Average credit card interest rates remained cemented in place Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report

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Upstart Discover bumped venerable American Express from No. 1 in customer satisfaction, according to JD Power’s ninth annual survey

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