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Latest News
American Express Cobalt Card: 23 new confirmed multiplier locations in Canada & South Africa + MORE Jan 17th
Here’s our next update to the American Express Cobalt Card Confirmed Multiplier Locations with 23 new locations from Canada and South Africa being added today. Thanks to the RWRDS Canada community, the feature has now surpassed 2,000 entries covering thousands of locations around the world where y.... More »
A Pro-Family, Pro-Growth Tax Reform + MORE Sep 22nd
Two simple income-tax brackets: 15% and 35%. End the marriage penalty and increase the child tax credit..... More »
Debt collection in Canada: What collectors can and can’t do + MORE Dec 15th
When bills go unpaid, that’s when the calls from creditors can start. At home, at work, by phone or mail—they’ll reach out in every way they can to get you to pay.
Debt collectors are obligated to follow specific rules about how they make contact and what information they can request; h.... More »
July 2 Update: Reader question on Amex Gold, Air Canada Rouge to fly Toronto-London Gatwick, Alitalia MilleMiglia Status Match offer + MORE Jul 2nd
Good Morning! We hope that everyone had a great Canada Day! News, Tips & Tricks We'll start the day off with a reader question. Louise asks :If I sign up for a Amex Gold, do I get the 25,000 sign up bonus as soon as I spend $500 or do I have to wait 3 months? Thxs."And the answer is: "In most .... More »
RWRDS Daily Update Oct 30: Last chance for increased welcome bonuses on the RBC ION Visa Cards and the WestJet World Elite Mastercard + MORE Oct 31st
Last chance for the increased welcome bonuses on the RBC ION Visa Cards and the WestJet RBC World Elite Mastercard & Earn up to 25,000 bonus Be Well points on Well.ca purchases. Check out today's points & miles updates here:
The post RWRDS Daily Update Oct 30: Last chance for increased wel.... More »
Russia felt the impact of the Ukrainian crisis on its economy on Friday, when ratings agency Standard & Poor’s cut its credit grade for the first time in five years.
How Financially Literate Are You?
– ratesupermarket.ca
Canadians need to brush up on their money smarts – at least, according to the Federal Government. Last week, the very first Financial Literacy Leader was appointed, tasked with creating a national strategy aimed at improving consumer knowledge. Canadians can expect better access to learning and help resources as a result – good news, especially for our debt-laden youth (and equally debt-laden seniors).
Read on for our exclusive interview and for the week’s top headlines.
A Credit Card Conspiracy: Class Action Suit Targets Swipe Fees
Did you know – every time you make a credit card purchase, the retailer picks up the tab for the transaction fee? These charges can total up to 4% of your purchase – and small business owners and retailers are fighting back with a B.C.-based class action lawsuit.
If successful, it could mean retailers could refuse to process premium credit cards, or add a surcharge for consumers who use them.
Read Rubina’s Blog | A Credit Card Conspiracy?
Self Employed? B-21 May Make It Harder To Get a Mortgage
Last week, new mortgage changes were proposed that target the underwriting practices of mortgage insurers…
Business Highlights
– canadianbusiness.com
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Russia’s Lavrov: West plotting to control Ukraine
Russia’s economy felt the sting of the Ukrainian crisis Friday after Standard & Poor’s cut its credit rating to near junk and Moscow hiked interest rates to keep its sliding ruble from fueling inflation.
The impact could get harder as the West threatens additional sanctions. Still, Russia is showing no signs of backing down, saying Friday that pro-Russian insurgents in Ukraine’s southeast will lay down their arms only if the Ukrainian government clears out nationalist protesters in Kyiv.
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A fading middle-class perk: lower mortgage rates
WASHINGTON (AP) — For three decades, the U.S. middle class enjoyed a rare financial advantage over the wealthy: lower mortgage rates. Now, even that perk is fading away. Most ordinary homebuyers are paying the same or higher rates than the fortunate few who can afford much more.
Rates for a conventional 30-year fixed mortgage are averaging 4.48 per cent, according to Bankrate…
Russia’s Lavrov: West plotting to control Ukraine
Russia’s economy felt the sting of the Ukrainian crisis Friday after Standard & Poor’s cut its credit rating to near junk and Moscow hiked interest rates to keep its sliding ruble from fueling inflation.
The impact could get harder as the West threatens additional sanctions. Still, Russia is showing no signs of backing down, saying Friday that pro-Russian insurgents in Ukraine’s southeast will lay down their arms only if the Ukrainian government clears out nationalist protesters in Kyiv.
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A fading middle-class perk: lower mortgage rates
WASHINGTON (AP) — For three decades, the U.S. middle class enjoyed a rare financial advantage over the wealthy: lower mortgage rates. Now, even that perk is fading away. Most ordinary homebuyers are paying the same or higher rates than the fortunate few who can afford much more.
Rates for a conventional 30-year fixed mortgage are averaging 4.48 per cent, according to Bankrate…
