All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
Will my credit score rise after 12 months with no late payments? Jan 17th
There is no scoring bonus for making a one-year milestone of on-time payments. However, if all other factors that go into creating a credit score are positive, you should expect your score to reflect this..... More »
Why now is the right time to get the Platinum Card from American Express + MORE Jul 29th
With its $699 annual fee the most expensive publicly available card in the Canadian market is The Platinum Card® from American Express. Right away that number seems to turn many people away but in reality, if you do any travel, and it doesn't have to be a lot of travel - paying.... More »
Aeroplan Amazon Prime Days promotion: Up to 10x points on shopping & a chance to win 1,000,000 points! + MORE Jun 20th
Air Canada Aeroplan and Amazon have teamed up to celebrate the upcoming Amazon Prime Days which will run from July 8 to July 11. Aeroplan members who register for this promotion will be able to earn up to 10x points on purchases made in eligible Amazon categories during the four days of Prime Days. .... More »
Before it’s Too Late! Best Credit Card Welcome Offers of August 2019 + MORE Aug 2nd
We usually sign up for credit cards because of special features and benefits – from cash-back earning rates to travel perks to balance transfer offers. And one feature that may make or break your decision between one credit card or another is the welcome promotion – a special bonus that adds .... More »
Government shutdown: Equifax offers free credit reports to affected workers + MORE Feb 4th
If you've been affected by the government shutdown, you might be eligible for a free credit report from Equifax..... More »
How I saved $5,000 a year
– moneysense.ca
Amrita, Singh, 42, TorontoSometimes a brief moment in your life can change you forever. That moment happened for me in 1998. I’d been trying to make a living as a freelance video producer and had accumulated $8,000 in debt. I felt horrible and, struggling for a way out, found myself at the bank negotiating the consolidation of my personal debt into a single line of credit.
This was the moment I vowed to change my ways. So I set out to cut expenses and adopt a do-it-yourselfer attitude. The result? I cut $5,000 from my annual expenses without making a dent in my lifestyle.
.cbR{box-sizing:border-box;display:block;width:100%;margin:1em 0;border:1px solid #bbb;padding:.5em}@media (min-width:480px){.cbR{width:250px;margin:0 0 1em 1em;float:right}}How I grew $30 to $250,000 in 10 years
I wasn’t raised with poor money habits. My parents immigrated to Canada from India in the 1950s, with very little money in their pockets. They made every dollar count. My dad always had a full closet of good shoes, which he’d continually maintain, keeping them polished and repaired…
