The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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It’s back! The big welcome bonus of 55,000 points on the RBC Avion Visa Infinite Card Jan 31st
The best ever bonus of up to 55,000 Avion points on the RBC Avion Visa Infinite card and RBC Avion Visa Platinum Card is back! This is one of the easiest welcome bonuses to achieve in the market and is great for someone looking to get quick injection of a good amount of points that […]
The p.... More »
This Week in RWRDS January 17, 2025: Win a trip for 2 to Tokyo & an up to 85,000 Aeroplan Points bonus + MORE Jan 18th
This week we look at an increased welcome bonus on the TD Aeroplan Visa Infinite Privilege Card, Air France KLM Flying Blue’s devaluation, a contest to win a trip for 2 to Tokyo and much more in our weekly credit card and loyalty rewards newscast! Watch This Week in RWRDS here: Listen to This .... More »
The Best Small Business Credit Card Welcome Bonus Offers for February 2025 + MORE Feb 7th
Here are Rewards Canada’s Top 5 Small Business Credit Card Sign Up offers for February. This is not a ‘best’ credit card list like our overall Top Travel Rewards Credit Card rankings but rather a look at small business cards that have the best welcome bonus offers. As always when c.... More »
New increased welcome bonus of up to 40,000 Asia Miles on the Cathay World Elite® Mastercard® – powered by Neo Feb 2nd
Neo and Cathay have revealed a new increased welcome bonus offer on the Cathay World Elite Mastercard – powered by Neo. When you apply for and are approved for the card you can receive up to 40,000 bonus Asia Miles. This is highest public bonus seen on the card since it was introduced in late .... More »
RWRDS Daily Update Jan 13: Clarification on Scotiabank credit cards marketed with up to 4x points on Scene+ Travel purchases
– RewardsCanada.ca
Clarification on Scotiabank credit cards marketed with up to 4x points on Scene+ Travel purchases, AIR MILES Card Linked Flash Offer for Best Buy and Catch up on the RWRDS Canada Podcast. Check out today’s points & miles updates here:
The post RWRDS Daily Update Jan 13: Clarification on Scotiabank credit cards marketed with up to 4x points on Scene+ Travel purchases appeared first on Rewards Canada.
The post RWRDS Daily Update Jan 13: Clarification on Scotiabank credit cards marketed with up to 4x points on Scene+ Travel purchases appeared first on Rewards Canada.
How is a non-registered account taxed upon death?
– moneysense.ca
Ask MoneySense
With so much information out there about estate planning with RRSPs and TFSAs, the one thing l find hard to find answers to are [questions] related to investments in a non-registered account in a brokerage. I am trying to draw down my RRSPs and RRIFs in a tax-efficient manner so that there isn’t a large amount of future tax payable on the last surviving spouse.
With so much information out there about estate planning with RRSPs and TFSAs, the one thing l find hard to find answers to are [questions] related to investments in a non-registered account in a brokerage. I am trying to draw down my RRSPs and RRIFs in a tax-efficient manner so that there isn’t a large amount of future tax payable on the last surviving spouse.
It’s my understanding that you cannot name a beneficiary to your non-registered account at a brokerage and that it will have to go through probate and the estate. Am l better off not having such a large amount in a non-registered account at a brokerage? I currently have a total of $450,000 in there. Should l have it in GICs at a bank or credit union and name a beneficiary for them? Should l slowly sell off my stocks to avoid a large tax bill down the road or in the event that l pass away?
—Joe
During their working years, savers tend to focus on tax deferral, especially using registered retirement savings plans (RRSPs)…