The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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This Week in RWRDS June 6, 2025: The Best Travel Credit Card Welcome Bonuses for June Jun 7th
This week we look at the best travel credit card offers for June, how you can get amazing value from the new Marriott card offers, the return of the RBC-British Airways transfer bonus and much more in our weekly credit card and loyalty rewards newscast! Watch This Week in RWRDS here: Listen to This .... More »
Earn up to 20,000 bonus Aeroplan Points on Air Canada Vacations packages + MORE Sep 11th
Just in time for booking those winter getaways, Air Canada Vacations have increased their Aeroplan bonus points offer for booking select packages around the world to up to 20,000 points! First launched in October 2023, these bonuses were set to expire at the end of September 2024 then were extended .... More »
How to avoid holiday spending regret Dec 3rd
The holidays promise laughter and the joy of togetherness, but the sparkle of the season can quickly fade when your credit card bills start rolling in. Financial and behavioural experts give their best advice to avoid unwrapping spending regret come January.
Choose presence over presents this se.... More »
RWRDS Daily Update July 25: Earn up to 125 Bonus AIR MILES at Shell on July 28 & earn bonus Aeroplan points on Air Canada flights out of Hong Kong + MORE Jul 26th
Earn up to 125 Bonus AIR MILES at Shell on July 28 and Earn up to 15,000 bonus Aeroplan points on Air Canada flights out of Hong Kong. Check out today's points & miles updates here:
The post RWRDS Daily Update July 25: Earn up to 125 Bonus AIR MILES at Shell on July 28 & earn bonus Aeropla.... More »
Receive up to an 85% bonus when you buy Air Canada Aeroplan points Sep 5th
Air Canada Aeroplan’s latest buy points promotion provides members with the opportunity to receive up to a 85% bonus when buying points by September 24, 2025. I’m not sure if this time it is a mystery bonus like the last few offers – do please let me know in the comments if you rec.... More »
RWRDS Daily Update Jan 13: Clarification on Scotiabank credit cards marketed with up to 4x points on Scene+ Travel purchases
– RewardsCanada.ca
Clarification on Scotiabank credit cards marketed with up to 4x points on Scene+ Travel purchases, AIR MILES Card Linked Flash Offer for Best Buy and Catch up on the RWRDS Canada Podcast. Check out today’s points & miles updates here:
The post RWRDS Daily Update Jan 13: Clarification on Scotiabank credit cards marketed with up to 4x points on Scene+ Travel purchases appeared first on Rewards Canada.
The post RWRDS Daily Update Jan 13: Clarification on Scotiabank credit cards marketed with up to 4x points on Scene+ Travel purchases appeared first on Rewards Canada.
How is a non-registered account taxed upon death?
– moneysense.ca
Ask MoneySense
With so much information out there about estate planning with RRSPs and TFSAs, the one thing l find hard to find answers to are [questions] related to investments in a non-registered account in a brokerage. I am trying to draw down my RRSPs and RRIFs in a tax-efficient manner so that there isn’t a large amount of future tax payable on the last surviving spouse.
With so much information out there about estate planning with RRSPs and TFSAs, the one thing l find hard to find answers to are [questions] related to investments in a non-registered account in a brokerage. I am trying to draw down my RRSPs and RRIFs in a tax-efficient manner so that there isn’t a large amount of future tax payable on the last surviving spouse.
It’s my understanding that you cannot name a beneficiary to your non-registered account at a brokerage and that it will have to go through probate and the estate. Am l better off not having such a large amount in a non-registered account at a brokerage? I currently have a total of $450,000 in there. Should l have it in GICs at a bank or credit union and name a beneficiary for them? Should l slowly sell off my stocks to avoid a large tax bill down the road or in the event that l pass away?
—Joe
During their working years, savers tend to focus on tax deferral, especially using registered retirement savings plans (RRSPs)…
