January 19 Update: New Prepaid Credit Cards page on Rewards Canada and the Marriott Bonvoy Business card retains its up to 85,000 bonus points bonus + MORE Jan 19th
Canada’s best credit cards for travel insurance 2022 + MORE May 18th
Desjardins instituting credit card spending caps and are shifting some merchants out of accelerated earn categories Oct 27th
RWRDS Daily Update – November 24 + MORE Nov 25th
February 14 Update: WestJet RBC World Elite Mastercard Review & new Visa Infinite Privilege Exclusive Dining Offers Feb 15th
Plastiq Review: Pay Bills with Your Credit Card but Are the Fees Worth It?
– canadianfinanceblog.com
Instead, you had to opt for a less convenient payment method, like online bill payment, or worse yet, a cheque in the mail. Not only is it inconvenient, but you also lose the opportunity of earning credit card rewards, if that’s important to you.
Thankfully, Plastiq is around to solve the problem, for a fee. In this Plastic Review, I’ll cover the basics – how it works, how much it costs, and whether the fees are worth it.
What Is Plastiq?
Plastiq is a fee-based service that lets you pay several bills online with your credit card, typically not accepted directly by the business. Examples include CRA income taxes, business suppliers, property taxes, rent, utility bills, and more.
Plastiq was founded by Eliot Buchanan, who came up with the idea after finding out that he couldn’t pay his college tuition with his credit card…
Like many other rewards cards, the CIBC Aventura Visa Infinite card lets you earn points that you can redeem for travel or merchandise, accelerating the power of your everyday spending. Between this and its perks, benefits and bonuses, you can earn $1,200 in value in your first year of card use. (And more if you take into account the rewards from using the card.) Let’s take a closer look.
Welcome offer
New credit card holders often get access to a valuable welcome promotion that includes both rebates and bonus points. Here’s the generous offer you’ll get with the CIBC Aventura Visa Infinite card:
Annual fee
As a new cardholder, you’ll get a rebate for the first year’s annual fee for yourself ($139) and $50 each for up to three additional users…
Shoppers Drug Mart PC Optimum Biggest Bonus Redemption Event – up to an extra $150 in value for your points
– RewardsCanada.ca
November 26 Update: Marriott cards will earn 5x points with The Ritz-Carlton Yacht Collection & Black Friday deals galore!
– RewardsCanada.ca
The holidays on a budget: How to avoid credit card debt
– moneysense.ca
Saving to avoid holiday debt
Now is as good a time as any to create a savings habit, where you put a percentage of your earnings away each month. Your first priority is to build an emergency fund, which should be big enough to cover all of your expenses for three to six months. You can use the same strategy to save up funds for your holiday spending. If you’re just starting now, all is not lost—you’ve still got some time to set aside money from each paycheque before your January and February credit card bills…