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Spain: Protesters jeer ex-IMF boss as bank card trial starts + MORE Sep 26th
MADRID – Protesters shouted insults at Rodrigo Rato, the former head of the International Monetary Fund, as he and 64 others entered court for a trial over the alleged misuse of corporate credit cards at a Spanish bank.
Prosecutors are seeking a 4 1/2 year jail term for Rato, 67, who headed Ba.... More »
Survey: Average card APR remains near record high + MORE May 5th
May 4, 2016: Average rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report..... More »
Running a business from home: How to save using business credit cards + MORE Sep 27th
Are you a freelancer, blogger, consultant or entrepreneur working from home? The right business credit card can help you save hundreds of dollars a year in expenses..... More »
4 things no one tells you about your credit score – but should Apr 14th
Having good credit is not as hard as you think. Here are four things that will help you stay on top of your credit without too much hassle..... More »
This Week in RWRDS January 17, 2025: Win a trip for 2 to Tokyo & an up to 85,000 Aeroplan Points bonus + MORE Jan 18th
This week we look at an increased welcome bonus on the TD Aeroplan Visa Infinite Privilege Card, Air France KLM Flying Blue’s devaluation, a contest to win a trip for 2 to Tokyo and much more in our weekly credit card and loyalty rewards newscast! Watch This Week in RWRDS here: Listen to This .... More »
Settlement options on an old card debt
– creditcards.com
A ‘paid in full’ notation on your credit report will be helpful
How to juggle RRSPs, TFSAs, RESPs and a mortgage
– moneysense.ca
It’s funny how having a few kids can upend even the best laid financial plans. That’s precisely what Sammu and Mandy Dhaliwall are discovering as they deal with the competing challenges of raising children and still finding a way to pay off the mortgage and save for the future. It’s a juggling act all parents must eventually contend with, and for the Dhaliwalls that reality set in about three years ago.
Back in 2013, the young couple realized their suburban Toronto home needed a major basement reno to create more play space for their growing brood, which now includes a five-year-old daughter and two-year-old twins. To do that, they ran up a hefty bill on their line of credit (LOC)—of which $90,000 remains, not to mention the $350,000 still left on the mortgage. “We made a key decision to stay put and make do with the three-bedroom home we had already bought,” says Sammu, 37, who works as a pharmacist. “We’re close to family here and they’re our support network.”
To whittle away at their debt, the couple pays $10,000 annually to their LOC while making the minimum monthly payment on their mortgage along with an annual lump-sum payment of $12,000…
Back in 2013, the young couple realized their suburban Toronto home needed a major basement reno to create more play space for their growing brood, which now includes a five-year-old daughter and two-year-old twins. To do that, they ran up a hefty bill on their line of credit (LOC)—of which $90,000 remains, not to mention the $350,000 still left on the mortgage. “We made a key decision to stay put and make do with the three-bedroom home we had already bought,” says Sammu, 37, who works as a pharmacist. “We’re close to family here and they’re our support network.”
To whittle away at their debt, the couple pays $10,000 annually to their LOC while making the minimum monthly payment on their mortgage along with an annual lump-sum payment of $12,000…


