How to pay off debt and save for the future + MORE Mar 18th

Happy St. Patrick’s day everyone! We’ve got a couple promos to pass along that require booking today to celebrate this day of the Irish! News, Tips & Tricks Air Canada has a promo celebrating St. Patrick’s day where they are giving away 7,000,000 Aeroplan Miles for flights booked online by the end of today for travel until June 1st. The amount of miles you get will be dependent on the number of bookings made for travel on Air Canada, Air Canada Express or Air Canada rouge™ for travel within Canada, between Canada and the U.S., and between Canada and Europe. You must use the promo code POTOFGOLD2014 when you book. Full details Rocketmiles is also running a St. Patrick’s Day promo for stays in Boston, Philadelphia or Chicago, Rocketmiles will award you Double Miles/Points in the Rocketmiles partner program  booked via the special promotion page at www.rocketmiles.com/irish-2x/. You must book today to take advantage of this offer. Melia Rewards members now have access to thousands of more hotels to use their points at as the program has entered into a partnership with Wyndham Rewards…

MOSCOW – The chief executive of Russian oil giant Rosneft and a close ally of President Vladimir Putin has spoken defiantly of possible sanctions by Western powers against him, threatening to move business elsewhere.
The United States and the European Union announced Monday asset freezes and visa bans against Russian and Ukrainian officials involved in the Crimean crisis. They are considering broadening those sanctions to include more individuals, possibly Sechin as well.
Sechin, the head of Russia’s largest oil company, told Russia news agencies on Tuesday that he is not afraid of potential sanctions, calling them “evidence of powerlessness.”
Rosneft and Russian companies should not fear sanctions either, Sechin insisted, saying “Russian companies can move their business elsewhere” away from the U.S. and Europe.
Russia is a major oil supplier for Europe.
The post CEO of Russian gas company Rosneft defiant in face of potential US, EU sanctions appeared first on Canadian Business.

New RateSupermarket.ca Calculators Crunch Potential Savings From Switching
March 17, 2014: Toronto, Ontario – Carrying a mismatched credit card is akin to throwing away cash – and Canadians may be surprised to learn that annual fees and unnecessary features could be costing them more than a thousand dollars each year.
RateSupermarket.ca, Canada’s comprehensive financial rates comparison resource, found a card with non competitive features could cost a cardholder an extra $1,194 per year, based on a $6,000 balance and 19.90% annual interest rate.
Finding The Value In Switching
However, with so many credit card options available in the Canadian marketplace, consumers may be overwhelmed by their choices, especially when determining the true dollar value of selecting one credit card over another.
Now there’s a new tool available for those wondering how their credit card stacks up against the best on the market. RateSupermarket.ca’s Credit Card Rewards Calculator crunches the difference between a consumer’s current card, and the potential savings from switching to a market leading low interest or cash back rewards option…

Travel reward credit cards: Despite marketing and hype cash back card can offer better value for some people

(Illustration by Amedeo De Palma)
Phil and Candace Ranjan are smart people. In fact, the two chiropractors have four university degrees between them. And for a young married couple still in their 20s, they also have a healthy combined income of $110,000. But the pair, who live in London, Ont., also has three huge liabilities: $47,000 in student loans, $94,000 on a line of credit and a $400,000 mortgage on a home they purchased last year for $431,000. In total, they are starting married life deep in the red, with net liabilities of $96,800. “We have huge expenses and absolutely no spending money,” says Phil, 29. “We’re professionals but we’re not earning to our fullest potential. We know we need to pay down our debt but aren’t sure which way is best. And we’d love to start investing but we just can’t seem to save any money. It’s frustrating.”
The Ranjans (whose names we’ve changed to protect privacy) married last fall. They spent two years saving up for the cost of their wedding and $31,000 for a down payment on the 1950s-style red brick bungalow they now own…