How to protect your identity + MORE Sep 4th

From now until September 17  AIR MILES Collectors can get 15% back in miles on eligible Dream Miles and/or Cash Miles redemptions. As with most offers from the program, collectors are required to opt in first via the AIR MILES website or app. Out the last four redemption events, this one has the lowest rebates […]
The post AIR MILES redemption event – Get up to 15% back in miles on Dream and Cash Miles reward redemptions appeared first on Rewards Canada.

The TD® Aeroplan® Visa Infinite* Card has a new increased welcome bonus of up to 45,000 Aeroplan points and no annual fee in the first year. This card is ranked as the best airline credit card and second best travel card overall by Rewards Canada as it provides strong earn rates on everyday spending, good […]
The post TD® Aeroplan® Visa Infinite* Card: Earn up to 45,000 bonus points + 1st year free appeared first on Rewards Canada.

Nobody likes the ever-growing list of username and password combinations we need to access online accounts and a wide variety of websites. At best, it’s an annoyance. At worst, it’s a barrier to using services like online banking.

At least until we are a completely passwordless society, however, usernames and passwords and an additional authentication factor are the best defense we have against the spread of digital fraud and identity theft. It’s worth putting in the effort to come up with and keep track of different passwords for each of our accounts.

“Enabling strong authentication methods is one thing that I fight with even my own family members about,” says Octavia Howell, vice-president and chief information security officer for credit bureau Equifax Canada.

Think of usernames, passwords, and multi-factor authentication as more lines of defense for your identity online, she advises. Multi-factor authentication adds an extra layer of protection by combining different authentication factors, such as something you know, something you have, or something you are…

We’re all on guard to protect our hard-earned money. What you might not notice, though, is when criminals seek something else that’s really valuable: your identity. 

It happens every day. People who would never dream of giving out their credit card number after receiving a random call, text, or email give away personal information on social media for free—including birthdates, home addresses, and details often used to answer website security questions. 

The consequences can be dire. If fraudsters open a credit card, line of credit, or mortgage in your name, for example, you may be held financially liable. Your credit score may be affected, making it very hard for you to get credit—such as a mortgage or car loan—when you need it. 

“Identity theft is not new, but we are seeing more and more of it,” says Octavia Howell, vice-president and chief information security officer at credit bureau Equifax Canada. “We are seeing more and more scams perpetrated that enable identity theft to happen…