All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
RWRDS Daily Update – November 22 + MORE Nov 23rd
Here’s your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Two new Amex Offers New Amex Offers came out yesterday that offer statement credits for Fresh and Microsoft: Spend at least $100 in qualifying purchases using your .... More »
Help, I'm an unauthorized authorized user + MORE Mar 13th
No one has a right to make you an authorized user on their card, since it can badly damage your credit.... More »
Top 5 Credit Card Sign Up offers for December + MORE Dec 5th
Here are the Rewards Canada Top 5 Credit Card Sign Up offers for the month of December! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (sign up) offers. As always when choosing a card you should alwa.... More »
18 things that hurt your credit score + MORE Sep 7th
Hard inquiries, missing a payment and maxing out a card hurt your credit score. What else does?.... More »
TransUnion, Equifax fined for misleading consumers about credit scores + MORE Jan 4th
Two of the largest credit monitoring firms have been fined by a major U.S. financial watchdog for misleading consumers about the value of the services they peddle..... More »
ETF Investor Tool Kit from iShares
– moneysense.ca
Download the ETF Investor Tool Kit as a PDF
Exchange Traded Funds ( ETFs) can help change the way you manage your investments. ETFs combine the benefits of mutual funds and stocks, offering you diversified, efficient, cost- effective and transparent access to the world’s investment markets.
This investor tool kit has been designed to help you discover more about the benefits of using ETFs and how they can form a key part of your investment portfolio.
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THE ETF INVESTOR TOOL KIT INCLUDES:
What is an ETF?
Understanding Structure & Index
Benefits of ETFs
Dispelling Common ETF Myths
Putting ETFs to Work
Get to know iShares by BlackRock
>> Download the ETF Investor Tool Kit as a PDF
WHAT IS AN ETF?
An ETF is an investment fund that is traded on a stock exchange.
The aim of most ETFs is to track the performance of a specified index (like the S&P®/ TSX ® 60)1 and to provide you with the same return as the index less fees…
How To Reduce Holiday Spending Stress
– ratesupermarket.ca
It’s no surprise Canadians become anxious over money during the holiday season. A new survey by President’s Choice Financial finds 41 per cent of us get stressed out during this time, trying to stay on budget and shopping for gifts. “While most of us love the holidays, our bank accounts take a hit during this time,” says Barry Columb, president of PC Financial.
But careful planning and a creative strategy can work wonders on stress levels. Here’s how to manage yours (and your wallet), this holiday season.
Dig Up Those Rewards
More than 80 per cent of shoppers carry some type of loyalty or rewards credit card. These cards, when used properly, can save consumers hundreds of dollars. Many reward programs offer merchandise that can be used as Christmas gifts. In the President’s Choice Financial survey, more than 46 per cent of people planned on using reward points to help stay on budget. Start by checking the balance of each and every reward card you’re carrying…
Dec 5 Update: Club Carlson Sign Up Bonus, Get a $75 Prepaid Amex Card for Vancouver Stays, Alaska Airlines bonus on Kelowna flights
– RewardsCanada.ca
Here is the Thursday rewards roundup for you: News, Tips & TricksAs a follow up to yesterday’s post about Air Canada’s 787 Dreamliners, AirlineRoute.net provides the initial routes that the first 787s will fly:eff 01MAY14 Toronto – London Heathrow 12 weekly (until 29JUN14 from YYZ, until 30JUN14 from LHR)AC856 YYZ1830 – 0625+1LHR 788 x12AC848 YYZ2040 – 0835+1LHR 788 DAC869 LHR0830 – 1115YYZ 788 x23AC857 LHR1205 – 1450YYZ 788 Deff 01MAY14 Toronto – Zurich 6 weekly (until 29JUN14 from YYZ, until 30JUN14 form ZRH)AC878 YYZ1805 – 0750+1ZRH 788 x3AC879 ZRH1000 – 1250YYZ 788 x4eff 01JUL14 Toronto – Tel Aviv 1 dailyAC084 YYZ1830 – 1205+1TLV 788 DAC085 TLV1355 – 1850YYZ 788 DEffective May 1, 2014, Malaysia Airlines will no longer be a Delta SkyMiles partner and SkyMiles members will not be able to earn miles for Malaysia Airlines flights through the SkyMiles program. Full detailsIf you are not a member of Club Carlson, the frequent guest program for Carlson Rezidor Hotels (Radisson, Country Inns etc) you can earn 4,500 bonus points if you join by December 10th and complete a stay in the next 30 days…5 Ways To Cure Your Spending Hangover
– ratesupermarket.ca
Did you spend ALL of the money during the Black Friday and Cyber Monday holiday rush? Here’s the best tips to cure (and possibly prevent) your spending hangover.
#1 – Pay No Interest
The average Canadian spends $1,810 on the holidays. If you were to carry that balance on a credit card, you’d be stuck with an additional bill of $400 in interest.Ouch.
Tip – Transfer Your Balance
Consider switching to a low balance transfer product. RateSupermarket.ca is currently featuring a 0 per cent interest rate on balance transfers plus you get a FREE $100 Gift Card upon approval. Learn More >
#2 – Make a List
Make a list of everyone you need to buy for this holiday season and set a budget. This will prevent you from being tempted to go overboard, and will also allow you to set a realistic expectation of your spending.
Tip – Use an Online List to Keep Yourself Organized
If you’re shopping with a partner, consider using an online tool like Wunderlist to keep you both organized…
