How to restore credit after maxing out cards Dec 2nd

How to go about securing the best rate and plan for your credit card in Canada.
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 mc

December 21 Update: Use TD Rewards Points for Amazon purchases and Air Transat's Boxing Day sale Dec 21st

Here's your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 100,000 bonus points!.... More »

TFSA contribution room calculator Dec 11th

Tax-free savings accounts (TFSAs) are one of the most popular tools for retirement savings. Since you contribute funds that you’ve already paid taxes on, you’ll enjoy tax-free growth. However, the government places limitations on how much you can contribute every year and overall. This is known .... More »
 amex

Aeroplan announces positive changes to flight reward refund fees but temporarily claws back stopovers Jul 16th

The Air Canada Aeroplan saga, as we penned it, technically ended with Air Canada completing the acquisition of Aeroplan many months ago. What didn't end was Air Canada's commitment to launching a new, updated Aeroplan program in July of 2020. With only 1 year left in that timeline the Air Canada own.... More »

American Express Cobalt Card: 33 new confirmed multiplier locations in Canada and the U.S. Aug 4th

Here’s our next update to the American Express Cobalt Card Confirmed Multiplier Locations with 33 new locations being added today from Canada and  the U.S. Thanks to the RWRDS Canada community for providing details on thousands of locations around the world where you can use the American Expres.... More »
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Receive a $75 Visa gift card, save some $$ and still earn points plus elite credit for stays at two Marriott Hotels in Victoria Aug 23rd

Here we have one addition to the post we had late in July that showed some of these regional tourism board offers we have writing about are better than just getting a gift card. In that previous post we showed that they offers actually price better than the best available rates at select hotels and .... More »
Reaching a 100 percent utilization due to maxed-out cards can hurt your credit score. To give it a boost, pay off balances and rein in spending.

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