How will closing secured card, opening unsecured card affect credit? + MORE Jun 2nd

There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
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Bank fees for non-sufficient funds will be capped at $10—but not until next March + MORE Mar 21st

Ottawa has put in place new rules limiting the fees banks can levy on customers who don’t have enough in their accounts to cover a cheque or other pre-authorized charges. The updates, included in an order-in-council last week (March 12), cap non-sufficient funds fees at $10 for personal deposit.... More »

Charged Up! podcast: Making your financial goals stick - CreditCards.com + MORE Jan 3rd

If you've made a resolution to get your finances and credit under control this year, there are some key strategies to making those goals stick and making this your best year ever.... More »
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Rate survey: Average card APR remains at record high of 16.73 percent + MORE May 31st

May 30, 2018: The average credit card interest rate remained at a record high of 16.73 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report..... More »

This Week in RWRDS August 29, 2025: Use the new RBC Avion Rewards bonus for a quick injection of travel points Aug 30th

This week we look at the return of the big 55,000 point bonus on the RBC Avion Visa Infinite Card, we review the Scotiabank Visa Infinite Privilege Card, show you how to match your Air Canada Aeroplan Elite Status to the new Atmos Rewards and much more in our weekly credit card and loyalty rewards [.... More »
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Redemption Stories: Maximizing Aeroplan Points and Marriott Bonvoy Rewards for Luxury Travel to Three Countries in Asia + MORE Jun 30th

Let me share with you my redemption story of how I went to 3 countries and ended up only paying $300 in total for the flights and hotels. I did this by redeeming 119,350 Aeroplan points through Aeroplan’s Worldwide Priority Rewards (238,700 without Priority Rewards), paying $300 in total for t.... More »
Robin Farquhar has one of those wonderful-sounding travel credit cards, ScotiaGold Passport Visa, that comes with six types of insurance coverage — everything from burglary to lost luggage to cancelled flights. As a longtime Bank of Nova Scotia customer, imagine his reaction, a year ago, when he tried to claim for missed flights after being trapped […]

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The possible impact of closing a credit card will be mostly offset by the benefits of opening a new one — if your available credit doesn’t shrink and your credit utilization ratio doesn’t increase

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10 things to know about Canadians and their money
This post is part of The Canada Project, a representative survey of Canadians from across the country. You can find out more right here.
For The Canada Project, we asked 1,500 people for their views on a wide range of issues—including money. In partnership with Abacus Data, we asked respondents about their views on credit cards, tipping and charity. Here are 10 results worth noting:
1. Most Canadians would need to scramble for emergency funds. 
Thirty-four per cent of Canadians could come up with less than $1,000 right away without borrowing or using credit and 24 per cent could come up with between $1,000 and $5,000. But only 21 per cent would be able to find $25,000 or more. Men are also much more likely than women to have $25K lying around, with 26 per cent saying they could find the cash compared with 16%.

The best place to stash your emergency fund

2. We are not especially generous tippers!
Fifty-four per cent leave a tip between 11 per cent and 15 per cent of the bill for good service, while 18% would leave 10% or less…

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June 1 Update: Fingers crossed for a Canadian Hilton Credit Card, fly Cathay Pacific between Vancouver & Hong Kong for $657News, Tips & TricksIn the U.S. news broke that Hilton Honors is going to go exclusively with American Express as their credit card issuer in 2018. One could only hope the same will happen here. Hilton Honors Gold status is part of the Platinum Card from American Express and the program is a transfer partner of Membership Rewards so there is a possibility this could happen. With Amex likely losing Starwood Preferred Guest next year as it merges with Marriott Rewards, it would be beneficial for Amex to have a new hotel card not only for them but for all Canadians as we’d be down to only 2 hotel chains offering credit cards in Canada after the loss of SPG. Keeping our fingers crossed! (Source Hilton)Posts since our last update: Earning Stories: Marriott Rewards – 54,138 points for a two room stay Welcome to the next post in the Earning Stories series right here on Rewards Canada. For years we have…Earn up to 1,000 Bonus Airline Miles for Marriott stays in Europe If your summer plans are taking to you Europe and you are not planning on earning Marriott Rewards points…Travel Deals Cathay Pacific is offering some of the lowest prices we have ever seen for their flights between Vancovuer and Hong Kong with fares starting as low $657! Book by June 6 for travel over most of the next 11 months…

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