Jeb Bush and Marco Rubio tangle in Republican debate + MORE Oct 29th

Late fees will not affect a credit score, while a late payment history will — at least, until it drops off a credit report in seven years

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Apple Pay is finally coming to Canada by the end of this year— but only for American Express cardholders.
Those with consumer, small business or corporate American Express cards will be able to use their iPhone or Apple Watch to make check-out payments at retailers, as announced in a partnership earlier this week.
Apple Pay will be available anywhere contactless payment and American Express are already accepted.
To pay for purchases, users would simply have to hold their iPhone near a contactless reader and allow their phones to read their fingerprints. There is no need to open the phone’s Passbook app or turn on the display.
Apple Pay was first launched in the U.S. in 2014 and currently, 14% of all credit cardholders have adopted the mobile wallet application south of the border, according to recent data. But this marks the first time Canadians will be able to use Apple Pay for payments that are not associated with a specific merchant app…

Republican presidential candidate Dr. Ben Carson takes a selfie with Sherrie Duncan after the CNBC Republican presidential debate Wednesday, Oct. 28, 2015, at the Coors Event Center on the University of Colorado campus in Boulder, Colo. (Jeremy Papasso/Daily Camera via AP) NO SALES; MANDATORY CREDIT
BOULDER, Colo. — Jeb Bush targeted Marco Rubio in a fight for control of the Republican Party’s establishment wing in the third Republican presidential debate, as insurgent outsiders Donald Trump and Ben Carson defended the seriousness of their White House bids.
Bush, the former Florida governor and son and brother of former presidents, was once seen as the top Republican contender. But he entered Wednesday night’s debate in the midst of the most difficult stretch of his White House campaign. By attacking Rubio, a senator, for his spotty voting record on Capitol Hill, Bush signalled that he sees his fellow Floridian as the candidate most likely to block his political path.
“Marco, when you signed up for this, this was a 6-year term and you should be showing up for work,” said Bush, who is struggling to right his campaign after being forced to slash spending in response to slower fundraising…

Republican presidential candidate Dr. Ben Carson takes a selfie with Sherrie Duncan after the CNBC Republican presidential debate Wednesday, Oct. 28, 2015, at the Coors Event Center on the University of Colorado campus in Boulder, Colo. (Jeremy Papasso/Daily Camera via AP) NO SALES; MANDATORY CREDIT
BOULDER, Colo. — Jeb Bush targeted Marco Rubio in a fight for control of the Republican Party’s establishment wing in the third Republican presidential debate, as insurgent outsiders Donald Trump and Ben Carson defended the seriousness of their White House bids.
Bush, the former Florida governor and son and brother of former presidents, was once seen as the top Republican contender. But he entered Wednesday night’s debate in the midst of the most difficult stretch of his White House campaign. By attacking Rubio, a senator, for his spotty voting record on Capitol Hill, Bush signalled that he sees his fellow Floridian as the candidate most likely to block his political path.
“Marco, when you signed up for this, this was a 6-year term and you should be showing up for work,” said Bush, who is struggling to right his campaign after being forced to slash spending in response to slower fundraising…