The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Southwest credit cards: Is the Companion Pass sign-up offer worth it? Jan 22nd
The Southwest Rapid Rewards credit cards' current sign-up offer includes the popular Companion Pass. Is the promotion worth it? Read on to see if this offer is good for you..... More »
Top 5 Small Business Credit Card Sign Up offers for November + MORE Nov 16th
Here are the Rewards Canada Top 5 Small Business Credit Card Sign Up offers for November This is not a ‘best’ credit card list like our Top Travel Rewards Credit Card rankings but a look at cards for small businesses that have very good acquisition offers. As always when choosing a card .... More »
Credit card interest rates stay at 14.89 percent for fifth week Feb 4th
Feb. 4, 2015: Interest rates on new credit card offers held steady Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report.... More »
Top 6 Cash Back Credit Card Sign Up offers for September - These cards provide the best value out of their welcome bonuses + MORE Sep 9th
Here are the Rewards Canada Top 5 6 Cash Back Credit Card Sign Up offers for the month of September 2020! This is not a 'best' credit card list like our Top Cash Back Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when choosing.... More »
New Amex Offers for Amazon and Parachute + MORE Nov 22nd
Its Monday so that typically means time for some new Amex Offers and sure enough there were two new promotions added. The first which I'm sure many will be happy about is an Amazon Offer and the second is for Parachute which is a home goods merchant. I received the Amazon offer on my Gol.... More »
'Joint and several liability' clause shares business debt risk
– creditcards.com
Small businesses have a hard time finding credit cards that don’t require a personal guarantee. There are some that will allow you to share the liability with your company, but that has limits
Tax tips to start 2015 off right
– moneysense.ca
(Gail Shotlander/Getty Images)With 2014 destined for the record books at midnight Wednesday, there’s not a lot of time left to optimize your investing and tax health. As noted here a week ago, it’s already too late to benefit from tax-loss selling, which had to be executed by Christmas Eve.
Even so, if you’re reading this on Dec. 30 or even Dec. 31, there are still a few actions you can take to maximize your wealth or at least minimize tax due in April but you’ll have to complete them well before you start singing Auld Lang Syne.
Charitable donations
A big one is donating to charity, as outlined in Evelyn Jacks’ column in the latest print edition of MoneySense. One of several useful tips she highlights is the First Time Donor’s Super Credit, which became available 2013 and will be around until 2017. Instead of the normal tax credit of 15% of donations under $200, the Super Credit boosts this to 40% for first-time donors. And between $200 and $1,000 the Super Credit boosts the tax credit from 29% to a whopping 54%…
Huge Air Miles Bonuses for Gift Card Purchases at Safeway – 1.4 Reward Miles per $1 spent (until Jan 1, 15)
– RewardsCanada.ca
Safeway has come out with new Air Miles bonuses on buying gift cards just like the offer back in November but even better! That previous offer awarded 1.1 Air Miles per dollar spent on gift cards (55 Air Miles for each $50 card purchased) while this offer bumps that up to 1.4 Air Miles per dollar spent since you’ll get 70 Air Miles for each $50 card purchased by January 1st. You have to print out the coupons and you can find them here. The merchant gift cards included are Spafinder, Bass Pro Shops, Roots, the Keg, La Vie En Rose, La Senza, Sport Chek, Garage, Cactus Club Cafe, Marks and Canadian Tire.I bought 6 cards during the last go round for 330 bonus Air Miles plus 600 Membership Rewards points which equates to 600 Aeroplan Miles or British Airways Avios as I purchased them on my American Express Gold Rewards card which awards 2 points per dollar spent at grocery stores. Other credit cards you can look at using to really bump your miles/points earning on these types of purchases include (earning is per dollar spent): American Express Air Miles Reserve Credit Card: 1 Mile/$10 CIBC Aerogold Visas: 1…
