How to go about securing the best rate and plan for your credit card in Canada.
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What Is Rental Car Insurance and Do You Need It? + MORE Aug 17th
When travelling for work or vacation, you may decide that the best way to get around is by renting a car. But finding the right vehicle for your trip isn’t the only decision you’ll need to make. Another important consideration is car rental insurance. But how exactly does it work, and how much w.... More »
My bank has offered me a credit limit increase I didn’t request. Is there any reason I shouldn’t take it? + MORE Dec 5th
Experts say there are pros and cons to accepting an increase to your credit limit..... More »
Using a HELOC as an investment strategy: not as taboo as you might think + MORE Jul 25th
Ask MoneySense
I wish to leverage my HELOC to invest in dividend-paying investments. How would you advise I approach this? Is this an effective tax savings tool? Is there any financial institution or products you would advise?
—Martha
Borrowing from a home equity line of credit
You know,.... More »
How to workout for cheap in Canada + MORE Jan 11th
When Jessica Moorhouse was in her 20s, her fitness routine was guided by workout videotapes borrowed from her father and a trusty pair of running shoes she used to circle her block.
“Sometimes you have to get creative when the money is not there,” said the Toronto-based personal finance exper.... More »
What Is the Climate Action Incentive Payment? Dec 26th
Most Canadians are familiar with longstanding tax credits, such as the GST/HST credit and the Canada Child Benefit (CCB). But there’s another family credit you may be eligible for, and it’s paid in quarterly installments. It’s called the Climate Action Incentive (CAIP), and it̵.... More »
May 22 Update: Netflix will be a 3x points streaming service for Scotia Gold Amex, some cards you should grab now and some you should wait for
– RewardsCanada.ca
Last week we brought you a list of Streaming services that will earn 3x points on the Scotia Gold American Express as of August 1 and we missed Netflix on that list. We can confirm that Netflix is included. Others asked about Google or Amazon Prime and as Davidd418 commented on our post those probably won’t code properly so they can’t be included.If you have been thinking about getting one of the best cards in Canada for sign up value, benefits and more (it’s in our Top 5 Cards overall) or the business version of it, I would highly recommend on getting it this week. Same goes for the TD First Class Visa Infinite Card although you have all of next week for it and finally I would wait until early June to get the TD Cash Back Visa Infinite card. Posts since our last update:Best Western Rewards members receive a US$20 Gift Card after one stay this summer (Elite members may earn more) Best Western’s Rewards Rush has returned offering a $20 Travel Card on your first stay this summer with Best…Podcast Episode 55 is here! The Summer Hotel Promotions Podcast! Episode 55 – May 22, 2019 The Summer Hotel Promotions Podcast!This week we look at the current spring and summer…30% Transfer Bonus for RBC Rewards (Avion only) to British Airways Executive Club is back until June 30 We are happy to let you know this much loved transfer bonus from RBC Rewards to British Airways Executive…Travel DealsIHG Global Sale! Book now and save up to 20% at thousands of IHG® Hotels & Resorts worldwide when you book between now and July 31st…Planning a Trip or Cruise? Best Travel Tips for More Money
– ratesupermarket.ca
Want to save money on your cruise? Want to know how to save big on your next vacation? If you’re spending cash-only for your cruise, hotel and rental car, you might be missing out. There are lots of travel tips and cash reward perks you can take advantage of to stretch your dollars further.
From free nights at your hotel to $400 cash back rewards, here are a few of the best travel tips to maximize your savings.
Have a Strategy and Compare Rewards Credit Cards
Not every credit card is created equal. If you’re planning a trip, you want cards with the best offers. Use the link to compare travel rewards cards. You can shop by airline miles, hotel nights or cash back rewards.
Use Flexible Travel Dates to Secure Hotel Discounts
When you book your hotel, plan at least 30-days in advance to get the best deals. Keep in mind, prices are higher around the holidays, but booking rooms a few weeks before or after can save you money.
Here are a few other tips:
When looking up hotels, use flexible dates…
Podcast Episode 55 is here! The Summer Hotel Promotions Podcast!
– RewardsCanada.ca
Episode 55 – May 22, 2019 The Summer Hotel Promotions Podcast!This week we look at the current spring and summer hotel promotions and how you can take advantage of them! We discuss offers from Hilton, IHG, Choice and Marriott. Finally we give an example of just how much value you can get out of these hotel promotions with a earning story. We are proud to have this episode sponsored by the Scotiabank Passport Visa Infinite Card! Earn up to $400 in bonus travel rewards in your first year with the Passport Infinite credit card from Scotiabank. And enjoy no foreign transaction fees (only the exchange rate applies). Conditions apply. Offer ends June 30, 2019. Click here for more details Click Here to download the podcast Or download/subscribe via: Links relating to this week’s topic: Hilton Honors – 2x Points + additional bonus points for stays this summer IHG Rewards Club Accelerate returns for the summer – earn bonus points for your IHG stays worldwide Choice Hotels: Earn up to 8,000 bonus Privileges points when you complete 2 stays Worldwide from May 7 – August 9 Earning Stories: Making the most of IHG Rewards Club’s bonus point promotions – 172,000+ points earned in 3 months30% Transfer Bonus for RBC Rewards (Avion only) to British Airways Executive Club is back until June 30
– RewardsCanada.ca
We are happy to let you know this much loved transfer bonus from RBC Rewards to British Airways Executive Club is back. The offer is for all of you RBC Avion cardholders (Infinite, Infinite Privilege, Platinum, Business etc.) and runs until June 30. Despite an upcoming devaluation to award flight pricing on partner airlines, this promotion is still a decent deal as BA Avios are a great option for flights to Asia (via Cathay Pacific), short to medium haul within North America (short haul offer is great on Alaska Airlines or American Airlines see this post here) and even though huge surcharges are added to their UK/Europe redemptions they can still be an alright value because of this bonus based on your spend with the credit card (see my post about Earn & Burn for an explanation). As always though with any frequent flyer program you will have to be flexible in your options when redeeming due to seat availability issues (ie it may be hard to get tickets to Europe in Summer etc…
